VCpay

VCpay Free App

Rated 3.10/5 (434) —  Free Android application by Zazoo

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About VCpay

VCpay is the only app you’ll ever need to pay at any South African online store! Instantly create mobile virtual MasterCards® so that you can shop online, buy mobile apps, take taxi rides or order food.
DISCOVER THE SAFEST PAYMENT ALTERNATIVE FOR ONLINE SHOPPING
• Create mobile virtual MasterCards® for online shopping with a click of a button
• Send virtual MasterCards® to friends and family as a gift
• Create Single-use cards for ultimate security
• Detailed statements of when and where your cards were used
• Upgrade to an account with no spend limits for free
• Loading funds using a variety of top-up options, including EFT from your bank account, linking your credit/cheque card or depositing cash at the nearest EasyPay retailer.
• Full app support via email, Facebook, Twitter or phone
• Refer friends and family to VCpay by sharing your unique referral code to get cash back the first time each of them pays using the app
SECURE, CONVENIENT, ACCESSIBLE – VCpay is for anyone over 18 years old in South Africa!
• Online security – You don’t need to use your own credit card or banking details to shop online, eliminating the risk of your details being compromised.
• Always available and easy to load money – You can create virtual cards anywhere and anytime. Anybody over 18 can use VCpay – It doesn’t matter if you don’t have a credit card or a bank account, you just need a South African ID to sign up for VCpay


ACCEPTED AT ANY ONLINE MERCHANT IN SOUTH AFRICA
VCpay creates mobile virtual MasterCards®, which means that you can pay for goods in South Africa wherever MasterCard® is accepted!

• Subscribe to online services
• Get the latest fashion from Zando, Spree or Superbalist
• Buy books, DVDs, CDs and other tech at Takealot
• Order food from Appetite
• Make hotel reservations and flight bookings
• And more
Download the app and start using VCpay today!

How to Download / Install

Download and install VCpay version 2.2.7 on your Android device!
Downloaded 10,000+ times, content rating: Everyone
Android package: za.co.vcpay, download VCpay.apk

All Application Badges

Free
downl.
Android
2.3+
Bug
buster
For everyone
Android app

App History & Updates

What's Changed
• Refer friends and earn!
o Get bucks back with VCpay now. Every time you refer a friend who uses the app for the first time you’ll get an instant R25 back.
o Plus if you are the top referrer of the month, we’ll double what you’ve earned :)
• We have updated our t’s and c’s and made a few minor tweaks.
• Happy safe and easy shopping.
Version update VCpay was updated to version 2.2.7
Version update VCpay was updated to version 2.2.1
Version update VCpay was updated to version 2.0.117
More downloads  VCpay reached 10 000 - 50 000 downloads

What are users saying about VCpay

C70%
by C####:

Had high hopes. I set up everything properly but when I finally decide to load funds via credit card I am met with "general system error, please try again later." Already tried many times, will not try again. Uninstalling.

J70%
by J####:

Why it always ask id number what it means SA id number can anyone help me

C70%
by C####:

Terrible app, once money is in their account you need to send them your bank statements to get it back. Cant do online purchases either. Best to avoid!

G70%
by G####:

My opinion, its currently a useless app! Will be the best app when international payments can be made.

C70%
by C####:

Absolutely unusable. Poor support. Lost all the money I deposited in the account to do payments. Common thieves giving a bad name to tech. Avoid these guys.

C70%
by C####:

Worst by far.. why allow me to deposit money if I can't make any online payments.. it says dollar payments not allowed.. also I can't even make RSA payments! I want my money back!!! You guys are busy ripping people off. Useless app

C70%
by C####:

You download this app thinking that they are truthful. Could not register need to send them certified copies of my I'd book. Get your facts right

J70%
by J####:

Wish I new about the ban on international purchases... then I wouldn't have of wasted my time with this, not a bad concept though if only it worked...????

C70%
by C####:

Excellent for safer uber use. For someone without a real credit card.

C70%
by C####:

I deposited some cash trying to purchase an app from play store. They don't support international merchants which makes it useless to me. Until this option is available I'll give it 1 star. Im very disappointed.

C70%
by C####:

The concept is great. Easy to set up and took less than 10 minutes to download, set up and transfer funds to create my first Virtual Card (well done on those points????). HOWEVER, VCpay should be more upfront about being able to use it ONLY for local payments. International payments are blocked. So no payments to Netflix, Amazon, Playstation Network, etc (and this is the main reason most users want the app for). Disappointing...and now I have transferred funds and created a virtual card that I can't use for what I wanted it for and am forced to find some crappy local site to buy some crappy local stuff I don't really want. Any chance of VCpay cancelling my card and refunding my money? I doubt it. Seriously guys, put a banner on the appstore saying "FOR LOCAL USE ONLY".

C70%
by C####:

Great app works just as intended

B70%
by B####:

Wonderful!! wonderful! I ordered anything i want locally and internationally,from takeaways,goods from ebay and from other websites,my import car parts, picknpay groceries,online courses from Udemy and when my car breaks down i always use it to get a Taxify cab.Wow this card worked everywhere i have tried so far! and now im waiting for the delivery of my new most powerful sony hi-fi sound system i ordered from ebay!!, yoo hoo !! new years eve will be booming!! and i have never compromised my bank card details! Salute !!

V70%
by V####:

This app has great potential and works well for South African services, however it is not possible to do international transactions. After contacting support I was told it is not known when this will be resolved. A rather frustrating aspect of an otherwise good app.

A70%
by A####:

This is the most stupid app I have downloaded. And i would rate it -5 if could. Best part is now they have my MONEY!!!$£_**???????? . Can't use this "card" anywhere!. Not even for google play store.. DO NOT DOWNLOAD save you time and money ☠????

C70%
by C####:

This is a great app and i enjoy it .You can only use this app for certain things. Make sure you guys read what payment methods the company accepts before you start getting mad at these people who created this app VCpay.

C70%
by C####:

Beware! I deposited R300 into this account online. It didn't show on my vc card. I emailed them 2 weeks ago (now 3) and only got an automated response. Ticket number #54879 I want my money back please. Not using this again!!! Despite your reply this issue has NOT been resolved. I am waiting for my refund. ABSA called you directly to confirm that you were credited I sent ALL the details and NOTHING has been done!!!

C70%
by C####:

DO NOT USE THIS, it's just a big scam which has already cost me money, no local SA payment works nor does any international, I have tried several local stores seeing as EA Origin uses an international payment (Although the store is in ZAR however) Now getting a refund will take up to 7 days and I have to scan and email several documents just to get my money back... This is just high tech theft...

C70%
by C####:

Where can i even use this cash that i just paid in? I tried using it but it doesnt work.

C70%
by C####:

Great app for South-Africa, if you are afraid of putting credit card details on the web... VCpay is the solution. Hope VCpay can enable internasional payments soon!

C70%
by C####:

A must have for every smart phone, a rare safe method to pay for accounts by using a virtual credit card. Can send a card to a friend in need. As long as you have credit, you can use it for any credit card purchase, online shopping is safe. "Credit card" with no debt, what a bargain!

C70%
by C####:

Can't even create account. Always says I request too many OTPs. Sad

C70%
by C####:

A hold on international payments makes it useless for Netflix, showmax and Google services payments which is why I tried it in the first place. Hope it gets sorted soon.

Z70%
by Z####:

Hi all this app gave me problems from the start. When I tried to register it wouldn't even accept my email adress. Please fix that.

C70%
by C####:

After reading the reviews i will pass on this service. Never deal with financial products that have bad ratings

C70%
by C####:

Does this app have a beneficiery name. I'm trying to add funds from FNB with a direct EFT and I require to fill in the field for beneficiary name.

V70%
by V####:

This would have been a prefect app if it performed international transactions. Till then, it's just not for me.

F70%
by F####:

When will this international hold be removed?? If not then this app sucks and I want my many back.

C70%
by C####:

Doesn't work with Steam :(

G70%
by G####:

Could not make international payments

C70%
by C####:

Poor, just poor.

C70%
by C####:

App does not work after update please fix need to pay my ISP in 2 days deposit already made didn't know.

D70%
by D####:

Horible money waster. Tried to pay my google + subscription and my netflix subscribtion unsuccessfully. Now i cant get my money back to my bank accountbwithout an admin nightmare.

C70%
by C####:

App does not work on Huawei Maye7

D70%
by D####:

So after deleting it months ago because it didn't work on uber, I decided to try it again because I have a vimeo account & taxify. I deposited money & I have funds but it doesn't work because it says non-rand transactions are on hold. Taxify is fairly new to South Africa but it's still rands so what's with that? What's the point of this app?

C70%
by C####:

Vcpay has become redundant. Only being able to use it locally makes no sense since all local retailers already accept efts which is what you use to recharge your account. Unless regulation changes or international retailers adapt their carts to handle delayed payment i dont see an immediate use.

C70%
by C####:

I love this app. So handy, specially when I do not own a cc :) When I did experience problems, help was provided immediatly with excellent service ♡

C70%
by C####:

I submitted 2 EFT payments and it is not reflecting. Also sent through proof but no one is coming back to me...

C70%
by C####:

Just Deposit R100 onto my Easypay acc to create a Virtual CC. But my funds do not reflect either on both easypay and vcpay.

C70%
by C####:

Great app. Really effective and dont have to use my own Credit Card anymore


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Rating Distribution

RATING
3.15
434 users

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