प्रधानमंत्री डिजी धन व्यापार योजना

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The Government of India seeks to promote digital payment methods to encourage consumers and merchants to increasingly shift to these payment modes. The two schemes, namely Lucky Grahak Yojana for Consumers and Digi-Dhan Vyapar Yojana for Merchants were launched to nudge people towards significantly higher usage of digital transactions through the offer of incentives.

The Lucky Grahak Yojana and the Digi-Dhan Vyapar Yojana offered cash awards to consumers and merchants who utilized digital payment instruments for personal consumption expenditures. The scheme specially focused on bringing the poor, lower middle class and small businesses into the digital payment fold. The National Payment Corporation of India (NPCI) implemented the scheme.

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