About UK Payday Loans & Cash Advance
Need cash? Our short-term payday loans help bridge the gap between paydays and may be repaid on your next payday!
* Up to £1000
* Simple online application
* If approved, get cash sent within 10 minutes after approval
* Easy to meet requirements
* No-obligation application
Our technology allows us to search a huge panel of lenders in under one minute! All you need to do is complete the online application form and we will do the rest.
* All Credit Histories Welcome
* High Acceptance Rates
* Instant Decision
* 100% Online
* Safe and secure
Minimum requirements typically include:
• 18 years of age or older
• A resident of the United Kingdom
• Valid checking or savings account
• Regular income of at least £500.00 per month
WHAT ARE PAYDAY LOANS?
While payday loans originated as short-term loans that matured when you received your wage, today's definition of payday loans is simply any short-term, unsecured loan. These loans are best used to cover temporary cash setbacks. For example, if your car unexpectedly breaks down, you may find yourself struggling to pay the repair bill. In this case, taking out a payday loan is one way to cover your emergency expenses.
WHAT'S THE DIFFERENCE TO OTHER LOANS?
The key difference from other types of loans is that payday loans tend to last a short period, only about one or two weeks, to be repaid upon you getting your next wage. Due to their shorter length, there will be a higher APR and a relatively small credit limit.
WHEN DO I USE PAYDAY LOANS?
The proper time to use such a loan could be in examples like the car repair bill above, but really can apply to any situation where you know you'll have the money you need in your next wage, but you need it straight away. It wouldn't be advisable to take out a payday loan over and over again to cover a recurring charge, nor would it be a good plan to use it on something unnecessary. Only use a payday loan for a sudden necessity or emergency.
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