What Is Health Insurance

Health insurance is a way to pay for health care. It protects you from paying the full costs of medical services when you’re injured or sick. Just like car insurance or home insurance, you choose a plan and agree to pay a certain rate, or premium, each month. In return, your health insurer agrees to pay a portion of your covered medical costs.

What this application contains:

- What Is Health Insurance?
- Why Do I Need Health Insurance?
- How Does Health Insurance Work?
- Why Are Health Costs So High?
- How Do I Choose a Health Plan?
- Do I Need Other Types of Insurance?