m-token-CARPATICA

m-token-CARPATICA works as an authentication application related to BCC e-SMART - Banca Comerciala Carpatica Internet Banking platform.
BCC e-SMART is the complete internet banking solution offered by Carpatica Bank, available for individuals and companies in a fast, secure and user friendly environment.

m-token-CARPATICA enables customer authentication for internet banking application. m-token-CARPATICA targets Banca Carpatica customers, willing to use their mobile phones for authentication purposes, instead of using a hardware token or other authentication devices.

m-token-CARPATICA application ensures quick and strong authentication services, offers great usability and it comes with certain benefits, as follow:
- Replaces hardware tokens
- No further problems with keeping, manipulating, carrying or losing the hardware token
- No additional authentication devices needed
- Easy download and install application
- Password protected;
- Strong dynamic OTP (One Time Password) functionality -> it generates dynamic security codes which are to be used within Internet Banking application, for authentication (along with other identification data) and operations processing authorization.
- No Internet or other data traffic; after downloading and installing the application, it can be used with no further traffic needed.