BOB Scan & Pay

Bank Of Baroda mVisa – Merchant app is a QR code based payment solution for BOB merchants. It offers a hassle free and secure way to receive payments from customers.
It is a unique solution where the Mobile application becomes the Point of Sale (POS) without having the need of the traditional Point of sale device.

Two types of QR codes that can be generated with the app are:
1. A dynamic QR code for each transaction by entering the amount
2. A static QR code which can then be scanned by customers to make the payment

Bank Of Baroda mVisa has a number of benefits as below:
1. The Mobile app becomes a PoS device where merchants can accept Credit / Debit Card payments. Hence there is absolutely no set-up time/cost.
2. Merchants can offer services to those customers who don't have enough cash or are not carrying their Card at the time of purchase .
3. No cash handling costs for merchants accepting through Bank Of Baroda mVisa app
4. Merchants can access transaction records and sales history real time.