PINJAMAN P2P

● PINJAMAN P2P
Aplikasi Pengajuan Pinjaman (Borrowing) dan Memberikan Pendanaan (Lending) pada platform Pinjaman P2P atau Peer-to-Peer Lending

● Pinjaman P2P (Peer-to-Peer Lending) adalah online marketplace yang mempertemukan orang yang memiliki kebutuhan pendanaan dengan orang yang bersedia meminjamkan dananya. Tak hanya meningkatkan perolehan Lender (pemberi pinjaman), Pinjaman P2P juga membuat pinjaman menjadi lebih terjangkau dan mudah diakses bagi Borrower (Peminjam).

● BAGAIMANA CARA KERJANYA?

Borrower (Peminjam)
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1. Mengajukan pinjaman
Borrower melengkapi informasi yang dibutuhkan pada aplikasi pinjaman.

2. Analisis dan persetujuan
Perusahaan Pinjaman P2P menganalisis dan menyetujui aplikasi pinjaman sebelum ditawarkan kepada Pendana.

3. Membayar pinjaman
Borrower membayar pinjaman melalui virtual account yang dikelola Perusahaan Pinjaman P2P sesuai dengan jadwal yang telah ditentukan.

Lender (Pendana)
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1. Menelusuri marketplace
Pendana menganalisis pinjaman berdasarkan informasi yang tertera di fact sheet.

2. Mendanai pada tawaran pinjaman
Pendana menentukan jumlah pendanaan pada tawaran pinjaman yang dipilih.

3. Menerima pengembalian pinjaman
Pendana menerima pengembalian pinjaman beserta bunga yang dapat didanai kembali pada tawaran pinjaman lainnya.

● PENTINGNYA KEUANGAN INKLUSIF
Berbagai alasan menyebabkan masyarakat dimaksud menjadi unbanked, baik dari sisi supply (penyedia jasa) maupun demand (masyarakat), yaitu karena price barrier (mahal), information barrier (tidak mengetahui), design produk barrier (produk yang cocok) dan channel barrier (sarana yang sesuai).


HAPPY BORROWING & LENDING (^_^)


Website : https://www.KlikDirektori.com/
Customer Support : cs@klikdirektori.com ● P2P Loans
Application Filing Loans (Borrowing) and Provide Funding (Lending) on ​​loan platform P2P or Peer-to-Peer Lending

● Loan P2P (Peer-to-Peer Lending) is an online marketplace that bring together people who have a need for funding to people who are willing to lend. Not only enhance the enjoyment of the lender (lender), P2P loans also make loans more affordable and accessible for the borrower (Borrower).

● HOW DOES IT WORK?

Borrower (Borrower)
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1. Applying for these loans
Borrower completes the required information on the loan application.

2. Analysis and approval
P2P Lending companies analyze and approve the loan application before being offered to funders.

3. Pay loans
Borrower to repay the loan through a virtual account managed P2P Loans Company in accordance with a predetermined schedule.

Lenders (funders)
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1. Search for marketplace
Funders analyze the loan based on the information contained in the fact sheet.

2. Financing the loan bid
Funders determine the amount of funding on selected loan offer.

3. Received repayment
Funders receive loan repayments and interest that may be funded back to offer more loans.

● FINANCIAL IMPORTANCE OF INCLUSIVE
Various reasons led to the community means to be unbanked, both from the supply side (service providers) and demand (people), that is because the price barrier (expensive), information barrier (do not know), design of products barrier (a suitable product) and the channel barrier (means appropriate).


HAPPY Borrowing & Lending (^_^)


Website: https://www.KlikDirektori.com/
Customer Support: cs@klikdirektori.com