Smith’s REWARDS Visa®

Earn Free Groceries with every net purchase, everywhere Visa is accepted! With the Smith’s REWARDS Visa® App you can apply for and manage your Smith’s REWARDS® Visa® Card. When you apply and are approved for the card through this App, enjoy 25¢ off fuel a year when you redeem 100 fuel points(1) AND receive a $25 coupon for FREE groceries(2)! The App helps you keep track of your Rewards points so you know how much you will earn in free groceries each quarter. Rewards certificates are automatically mailed to you 4 times a year.

Smith’s REWARDS® Visa® Card Benefits(3)

• Earn 1 point for every net purchase, everywhere Visa is accepted
• Earn double points on all net purchases in our Kroger family of stores
• Earn 3 points on all net purchases you spend on Kroger family products

There is no limit to the amount of rewards you can accumulate! Earn $5 for every 1,000 points.

Terms & Conditions

(1) Offer applies to new cardholders only who apply by 5/31/17. Discount is available at Kroger Family of Companies Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS® Visa Card in order to receive this fuel discount. Additional 25¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS® Visa Card. Not valid with any other fuel offer. Accumulation excludes taxes, office services, tobacco, fuel and any purchases prohibited by law. Fuel discount effective for a limited time at participating fuel center locations. Not valid in LA, MO or where prohibited by law. Purchases made at Kroger Family of Companies Fuel Centers do not earn 1-2-3 REWARDS® Visa Card points. Please see store for fuel discount details and in-store spending requirements. Selling or purchasing fuel points is prohibited. Fuel redemption offer cannot be combined with any other discounts. No discounts to dealers, wholesalers, or fleet programs. No cash back. Not valid where prohibited by law. We may suspend or remove you from the fuel program due to violation of these terms or because of fraudulent activity or suspected fraudulent activity.

(2) For a limited time only. Subject to credit approval. Must activate and make your first purchase with your 1-2-3 REWARDS® Visa Card in our stores for coupon to be valid. Coupon valid for 90 days. Coupon is provided on card carrier that accompanies credit card. Coupon only applicable for new 1-2-3 REWARDS® Visa Card Accounts.

(3) Earn points toward free groceries, excluding purchase made at Kroger Family of Stores Fuel Centers. Net spend is purchases minus credits and returns. Rewards sent automatically only to balances greater than or equal to 1,000 points. Rewards Certificates cannot be redeemed at Fuel Centers.

The creditor and issuer of the 1-2-3 REWARDS® Visa® Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

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