Expense Manager & Investments in Mutual Funds

The app is just good for maintaining expense record. And nothing else please don't use smart deposits it's really not worth investing these Ex: if u invest for ₹1000 even after one month it will show as ₹999 as invested and Rs1 as earning and if u try to withdraw u be able to withdraw only ₹900 Why to invest in a place where u can freely give away 100 for the app developers.

While managing portfolio, under the investments tab, there's no option to add direct stocks other than mutual funds. Add stocks under investment tab. Also I'm unable to add my older mutual funds SIP which is running since 1993 as this app only allows a maximum of 120 SIPs, please remove this limit of 120 SIP

Right now I am using this app as expense tracker and it's very useful.... Help a lot to understand where the money is going... And pretty much automatic a Aung expenses get picked up from messages so need least of your manual entry

The app works fine and does what it says. The only problem which I faced it that it does not updates my investment status everyday. Sometimes it shows 2-3days earlier status and there is no way I could refresh the status on my own.

Awesome app... Well done ET Money team!!! It really helps to keep track of your weekly and monthly expenses and analyse the spending. Further it also suggests good investment and saving options with statistics. There is option through app to invest in various schemes or deposits...Could ET team please explian in app itself how my money will be safe and secure if I invest through this app...Though ET is very trustworthy name in India investor is bothered if investing through some new tool/facilities. But overall great app..All the best to ET team! and keep updating app with new ideas.

I will give this app 3 stars for the lack of enough customer support if some transaction is wrong. There should be a customer care calling number to address issues and not just through SMS as the response time is long enough. I have one transaction for which amount is debited from my account but still it's showing pending in the app

App is very easy use. User friendly. But customer support is very bad. I have raised the concern two times, but only receiving automated reply mail. No body is there to solve the problem or acknowledge the concern.

Unable to see previous 3 days changes in the market day wise. Also submitted queries neither resolved nor any email addresses given for the supporting correspondence.

Well it goes smooth initially but many hitches later before buying mutual funds, while submitting signature it says to draw on screen, but i can't draw my exact signature on screen with finger tip and pen won't write on screen. What if there is signature mismatch later?

Though the App is useful, there should be few enhancements: 1. There should be options to edit details post addition of external funds. 2.Should have an option to log STP transactiosn from Liquid funds same as SIP feature. 3. Should be able to search the invested funds. 4. Should be able to see fund and investment details on clicking the fund

I have made Gold deposit and requested for partial withdrawal on 8th aug_2017 ...but till today ie 12th aug_2017 I did not get my money back... Further I experienced that there is very bad customer service to whom you cannot call and only you are authorized to send your grievances as SMS.They reply to you SMS as SMS after 6-8 hours.No body will call you back for your grievances and you can't also express your problems by calling them. I think this application is worst in terms of customer care and I am feeling insecure now very badly..

This app is only for their promotion.. They even dont have equities option in investment.. Every where they only promote and are tracking out Investment. Waste

Good way to manage your expense which gets auto updated as per messages. However, for offline expenses or those involving no sms there is no way to enter the details. So may seem misleading as a consewuence

Investment has become vry easy wit ET. The best part is managing one's expenses which ET has done very smoothly using sms based platform so one is not needed 2 give all bank credentials...!! Gd work n kp it up...!!

Misleading information provided for investment eg: SBI blue chip fund exit load is not mentioned even after more than 20 days they deducted 1% no gain in my investment, also disappointed with their support :(

When I started to use this App I loved it but now I am facing some technical problem in App. If you invest on Mutual funds through this App then you have no option to delete the fund when you withdraw the funds. So you will have lots of fund in your portfolio and it would be difficult to track the funds you have invested in. Also if you withdraw money through Mutual funds website the money would still be shown available in the fund under your portfolio and again it makes difficult to track changes in your portfolio. I wrote to customer care and they said we don't have that feature and they are not likely to resolve this technical problem in there App.

DO NOT DOWNLOAD!!! The worst app i have seen so far. I have been trying to start SIPs using my debit card but the payment always fails. No customer support reply after many messages. Problem still not fixed. What the hell.

I use this app almost daily. Please add a feature to create different buckets for MF. This will help in categorizing MF for different goals in life like Buying a Car, Saving for Marriage etc.

Cheating - online scam I have transacted 1k for sip investment. My amount got debited and in app it shows transaction failed. After few days I'm not able to see that transaction in my app they have removed it and amount still not credited back. My KYC status also showing pending from past week. Don't get fooled by investing here.

It's a great app and helps to review how portfolio is performing and projection in months and years both. Gives a market as well as sector wise breakup of each fund and portfolio a whole.

If you are thinking of tracking your funds. It is a very good app. But if you are thinking of investing in funds then don't. OTM generally requires using hand drawn signature in mobile itself and there are no option of uploading your digital signature. If you think you can manage to replicate your bank signature without using stylus then go ahead.

ET Money! I really like your app but please make helpful videos as in your YouTube channel there are only 6 videos which are only promotional videos but they are not totally helpful to public. please make some videos which guide customer to do all the stuff at et money app and please also start your website ( currently for investment purposes only ET MONEY APP is working not WEB) for investment purposes.

One on the most convenient and helpful app in this world. Really handy and easy to use. Moreover lag free. Everyone who wants to invest must try this app as it shows and allows you to invest in almost every type of mutual funds. Great work team ET Money.

A very good app for managing my finance and investments.It will be 5 star if you track dividend reinvestment scheme in mutual funds .....I may manually add but as the amount Limit provided is Rs 500 and dividend reinvestment is below this amount .Please either Remove this 500 limit or auto track the dividend reinvestment in the scheme . Thanks and regards

No support. I have invested in 4 mf .1 didnot go through. I was not even informed. Do not use these et money. I hope they add support who can take care of money.

Nice UI, easy to use, multiple functionality in a single app. Great customer service - these are only a few things to start with in the 5 star review of the app. Cheers!

I am using this app since 20 th April 2017. So for this is very good app which is providing an excellent platform to small investors like me. Minimum investment limits of 2 gms to be reduced in gold fund. So investors like me would b able to invest in that fund also. Thanks and regards

One of the best app available out there with really unique features like digital gold invest and smart deposit. Mutual funds investment is easy in just few clicks. Could be better if they add digital wallets to pay the amount for investments like digibank , Airtel payments Bank etc.

When can i withdrawal all 100% of my investment amounts... Suppose i m investing 50k then i can withdraw only 45k then what about my remaining 5k amount

I don't understand why it's mandatory to select a merchant while adding a manual spend. It should be an optional thing. Further, there isn't an option to add a spend category. The app isn't flexible at all.

It is good app to track all ur transactions, sometimes it shows wrong categories but it is a good app, and there is a query I been trying to find logout toggle but couldn't find it.

It's a really nice app and takes care of your woes to manage expenses for different cards/accounts etc. Feedback for editing categories: for some expense wrongly categorized in Bills (e.g a transaction through PayU for travel), I moved it to Travel category. However, the app will move any further transaction made via PayU to Travel. Please revisit this functionality. Appreciate the hassle free management solution this app has provided.

I really like this app it's one of the most organised i must say. Although there are a few drawbacks which i would like to bring to your notice - 1. While entering fund amount and details of an existing portfolio, the app automatically takes in an SIP which is actually skipped due to the date of inception in the previous month. If you could get back to me i would give u a better explanation. 2. How authentic is your SmartMoney/ Deposit section? 3. Some portals use software to assess the users likes and searches and provide useful information and guidance regarding certain future investment or other financial services. You could incorporate​ that. I really like your app and sincerely hope you consider my opinion. Thank you :)

Very poor customer care service.... Invested in mutual funds through this app.... Put the request for partial redemption on 7th July, but request rejected stating that mine is NRE account. But I bought the mutual fund from same NRE account, then why the redemption can not be done in same account.... I had invested 1.5 lakh in mutual fund through this app.... Now I am repenting and feeling insecure..... I am afraid that how to recover my hardened money

When I bought SBI blue chip it was 34.XX I am tracking ever since I purchased from 9th Aug. Its NAC is continuous reducing. Now when you have done my investment and I got email it says my NAV price of purchase is 35.89 ... It's not correct.

I invest my 1000 rs in smart deposit but it's status still showing pending after 3 days of deduction of my money from bank while as per App date it should be submitted on 7 july but unfortunately it is showing pending. And there is no reply from customer care of my mail.

Very poor coustomer care service

Works like a charm!! I manage my portfolio well. Can you please add an option where Netbanking transfers can be easily removed from expenses. Currently we have to go to each transaction to mark it as 'Ignored'. I used to use Wallnut app which didn't count Netbanking transfers as expenses. Want that same thing here also!! Rest all works as charm specifically portfolio!!

I logged in the app through my Gmail account. Later, when I wanted to install, I could not find the logout option. I am afraid that if I uninstalled without logging out, my details that have got linked to the app, will remain accessible.

Useful app with one problem that developers should be able to rectify... For each of my transaction SBI sends me 7-8 messages and this app adds all of them to show huge spendings. You can use the transaction number to avoid adding duplicate expenses.