Quisk Pay

Quisk Pay is the quick and easy way to pay and instantly earn rewards. Valuable: Receive money-saving digital coupons on your phone, and pay with points you’ve earned. Easier: Pay without even having to reach into your pocket—by using your mobile phone number and PIN. Simpler: Avoid the hassle of managing your loyalty program cards, and check your rewards status on your phone. Safer: Safer than cash or cards with secure PIN and SMS confirmation messages for all transactions.

How much does Quisk Pay cost to use?
Quisk Pay is free to use, but you may incur costs from your mobile carrier for the SMS messages and from your bank for ACH debits and credits to your chosen bank account.

How do I use Quisk Pay?
Quisk Pay is simple to use in stores. When paying for your items at a participating merchant, just enter your mobile phone number and PIN into the POS payment terminal, confirm the amount of purchase, and you are done. You will receive an SMS confirmation message on your mobile phone number after each transaction.

Why would I want to use Quisk Pay?
Quisk Pay lets you pay by simply entering your mobile phone number and PIN directly into the merchant’s Point-Of-Sale (POS) system… no cash, no cards, no wallet is needed. You don’t even have to reach into your pocket or purse! No more hassles of having to keep all of your merchant loyalty program cards with you. You can also change levels of security by sending an SMS message to Quisk. Simple, secure, and valuable.

Why is Quisk Pay better than paying with cash and/or credit/debit cards?
When you pay with cash and/or credit cards you also have to keep all of your merchant loyalty cards with you—in order to earn rewards. Quisk Pay enables you to pay and automatically get valuable merchant rewards in a single, simple transaction—without cash; without cards; without your wallet. Quisk Pay also enables you to receive exclusive merchant offers sent directly to your mobile phone.

Do I need a smart phone to use Quisk Pay?
No. All you need is a mobile phone that can send and receive SMS messages. You don’t even have to have your phone with you to use Quisk Pay! All you need is your mobile telephone number and PIN. It’s that simple.

How secure is Quisk Pay?
Quisk Pay is more secure than having to carry cash with you and/or giving your debit/credit card or personal check to a relative stranger to make payments. Quisk Pay utilizes PIN encryption and other state-of-the-art security technologies to protect your transactions and personal information. In addition, Quisk holds a U.S. patent on the unique capability enabling our users to easily set the level of desired security (see next questions for more).

Where can I use Quisk Pay?
Quisk Pay is available for use within the U.S. at participating merchants. You can find a list of participating merchants at www.quiskpay.com.

Why does Quisk need my bank information?
By providing Quisk with your bank account information, you are authorizing Quisk and its agents to initiate credit and debit transactions to and from that account to pay for, or receive refunds for, purchases you initiate through Quisk Pay. This authorization constitutes consent on behalf of all signers on the bank account.