PreQualify Express

The OSB PreQualify Express App connects Home Buyers & Realtors with OSB Loan Officers to learn which home loan they can prequalify for when searching for a home to purchase. If a home buyer is pre-qualified, they can print an official Prequalification letter to use when placing an offer on a house.

The OSB PreQualify Express App allows all 3 parties (home buyer, loan officer, real estate agent) to track the progress of the home loan application process as the Home Buyer meets the milestones and conditions required to get final approval.

The OSB PreQualify Express App allows Home Buyer to:
- Use our Mortgage Calculator to determine an exact monthly mortgage payment
- Use the Mortgage Calculator to see if you are qualified for a loan amount
- Use the Mortgage Calculator to see which home loan types you are eligible for
- Print a PreQualification Letter to use when making an offer on a Home
- Use the Milestones tool to track your Home Loan progress
- Use the Conditions tab to see what items are still outstanding on your loan
- Upload simple items by using the Camera conditions upload feature
- Contact your Loan Officer or Realtor quickly and easily

The App allows Realtors (Buyers Agents) to:
- Review your home buyer's financials
- Use the Calculator to determine how much of a home they can afford before scheduling a showing
- Use the Mortgage Calculator to see which home loan types they qualify for
- Print PreQualification Letter without waiting for your loan officer to send them
- Use the Milestones tool to track their Home Loan Application progress
- Use the Conditions tool to track your client's progress
- Contact their OSB Loan Officer

Old Second National Bank is an Equal Housing Lender. Tools and calculators are provided as a courtesy to help users estimate mortgage needs. Results shown are estimates only. Speak with an Old Second National Bank loan officer for more detailed information.