Peraloans

Peraloans stands for - affordable Short-Term Loans
Peraloans is a short term loan product of Western Circle Ltd, a direct lender authorised and regulated by the Financial Conduct Authority (FCA). Our Peraloans product is specifically designed for customers that can come to our office or provide a complete set of records to ascertain their identity, bank accounts, salary slips and residence visa in the UK. In addition to validating the provided documents, all Peraloans applicants will be credit checked prior to approval. While our aim is to provide financial assistance to as many individuals as possible, we do not want to burden you with a loan you cannot afford to pay back. To ensure that a loan is a good fit, we have a unique affordability test that helps us create a practical loan arrangement for you. As a responsible lender, we want you to completely understand our products and have peace of mind whilst working with our well trained team. Our goal is to provide you with the right product, a product that will really help you to get across a temporary financial crisis. You must meet the following minimum requirements to apply for Peraloans' responsible loans:

You must hold a valid UK bank account that accepts direct debit.
You must be aged 21 or over to apply.
You must be a resident of and eligible to work in the UK.
You must be employed and receive a regular salary.
Your salary must be paid directly into your bank account.
You must validate your contact details (mobile phone and email).
You must validate your address in the UK.
Lastly, you must have a minimum take home pay of £750 per month