Payconiq, mobile payments

I love Payconiq, but guys what's up with the latest update? Why open the camera. It's even worse on iOS. Everyone complains about the bad UX. Please go back to the way it was before. Muuuuuch better.

The very first thing this app greets you with is asking you for your private details such as name, private address (!), maybe more (did not go any further), all without bothering to tell you what it will give you in return. It allows me to pay with phone straight from my account? Not bad, but is that all what's in it for me? Seqr gives cashback for that, and I am also happy to pay by credit card which earns me miles. What's the added value of Payconiq?

When declining permission to Contacts it keeps telling me that I can always enable it in app info, on every letter I enter in the search box for the contacts. And although I obviously declined the permission that text field needs, it shouldn't do it on every letter ;)

Nice app, but it lacks multiple profiles, or the ability to add multiple bank accounts to the same profile. This is a very important missing feature.

Not sure why the app would need my physical address, telephone number, surfing and navigation behavior, etc. Privacy by design...?

Gebruik deze app vaak, heel makkelijk voor snel wat geld te storten, ook meer en meer winkels aanvaarden payconic! Super!

Op het eerste zich leek alles goed te werken, totdat plotseling zonder aanwijsbare reden mijn account geblokkeerd was op mijn apparaat. Een nieuwe code aanvragen kon enkel door de helpdesk te contacteren. Ook dat lukte niet, want een nieuwe code zou verstuurd worden naar mijn bankrekening, maar dat bleek ook niet gelukt te zijin.

Sure, Payconiq does what it's supposed to, but there is absolutely nothing to get excited about. It only works at select stores, as opposed to something like Android Pay or Seqr that'll work at any contactless terminal. There's no real reward for the user (unlike Seqr's cashback system), and it won't work without an active data connection. There are simply much better alternatives out there.

This app is what is causing ING to delay Android Pay, despite the fact Android Pay is just better all around. Android Pay works anywhere NFC payments are supported, whereas merchants need to register for Payconiq.

Deze morgen bij de bakker ... Ik wil betalen bij de bakker en ik moet opnieuw inloggen? Daar heb ik nu echt geen tijd voor ... Dan maar betaald met bancontact

Omg bad app

Nice idea but it'd be easier if it were included in the regular banking apps because now almost no of my friends use it since they don't want to have 2 separate banking apps. The Bancontact feature already got integrated, but doesn't offer the possibility to pay from a distance. Payconiq is nice in the way that it doesn't require you to enter/know someone's bank account number, you just need to have the person in your phone's contacts. Another nice feature would be the option to let other apps make a plugin which uses Payconiq to process payments. This would work especially well with apps like Splitwise so you can pay your friends back from within that app.

This apps syncs with my ING account so nicely. Also, when I pay to may friends or they pay me, the amount gets credited at that very moment UNLIKE BanContact. Love this app.

Na overstap van iPhone naar Motorola kan ik deze app gelukkig verder gebruiken. Alleen nog geen weg gevonden om via vingerafdruk te bevestigen? Kan dit niet voor android?

Often loses my login data so i need to login again (even forgets the username). Also: why is there no push notification when I receive a payment?

spijtig dat ge elke update je credentials terug moet inbrengen - dit gebeurd telkens als je een onverwachte betaling moet doen.. niet handig..

its cool to use it

Tried to pay for my beer via tsjing order app in Brussels jazz wkend and it failed to register my payconiq Pin after redirect. Even after changing pin in payconiq app several times it still does not work. Too bad, will have to use cash instead. GUI looks nice & fluid though

Overall great app and tool for mobile payments! Positives: - The direct link with Belfius has arrived. Can I get an Hallelujah... - It recognizes available stores based on location. - Look'n feel of the app is very clean. - History of payments. Wishes for the future: - Ability to link different bank accounts to one payconiq account. (e.g. personal and family account.) - Automatic link of customer and store through the app: At this time the store has to mention the right amount and I have to manually put it in. After payment I have to show my phone with the "payment succesful" message as verification method. Would be nice if the store itself had another version of the app or something so that when you want to pay via paycon they can just link directly with your app and send the right amount. After payment they automatically receive a payment received message. Kind of like how the mobile banking apps do it when paying via QR codes received on web stores... If these features become available I'll gladly up the review score to 5. :-)

Amazing!

With the new update you can couple it directly to a KBC or ING account, much better than working with standing orders! It's just easy now to transfer between peers, works great in stores and pubs as well. Sadly the update path is not very clear and you need to delete your account, which wipes your history. That costs one star. Other than that the support is superb and they helped me through it marvelously! Another way than only your email address for recovery would be nice, forgot mine so I was totally stuck.

Great app love it . The only flaw is that one has to go on mobile network to be able to pay .. this can cost.... Don't know if there is a way around it...

Maybe worth updating the name of the customer app loyalty program to Joyn??? Why is this QR code not saved locally? Having to load this every time makes it useless when no network available. Reply to dev: no I add my QR code, because it allows me to have one less app.

Werkt perfect op mijn Samsung Grand Prime. Is heel makkelijk in en veilig in gebruik. Het is een aanrader voor iedereen.

Werkt fantastisch.

Ik wilde betalen met deze app en de zoekfunctie gaf niets terug, dus ook niet de zaak waar ik was. Failure! Sinds update android 7.1 werkt dit niet meer.

App asks me to enter my email address, and does not accept it (says that it is not valid). See no reason for this. App should guide to signing up after installation instead of logging in.

List of shops does not load when I am on mobile data. So useless app

Blijkbaar ben je verplicht je volledig adres door te geven voor je de app kan gebruiken. Nee, dank je.

Thanks for the update. Wallet back in the closet.

Super!

Fast and secure! Thanks

I prefer real money ! The feeling to have it on hand it's not the same like pressing a button. I hope it will fail fast this .

Good, I hope more people start using it

Received a code 2 times but when I entered the code it says the code is wrong.

Compte en banque débité 2 fois ....après 4 jours et non 1 à 2. Par contre si je veux mettre le numéro reçu, je suis contrainte à refaire la démarche depuis le début... Et donc être débitée une fois de plus...je désinstalle.

I entered my phonenumber correctly, but i don't recieve my confirmation sms with the sigh up code. Edit: bumping stars to 3 stars for responds. Will edit to normal when it's operating well :) edit: It's fixed. Thank you for responding

I prefer real money ! The feeling to have it on hand it's not the same like pressing a button. I hope it will fail fast this .

With the new update you can couple it directly to a KBC or ING account, much better than working with standing orders! It's just easy now to transfer between peers, have not used it in stores, yet. Sadly the update path is not very clear and you need to delete your account, which wipes your history. That costs one star. Other than that the support is superb and they helped me through it marvelously! Another way than only your email address for recovery would be nice, forgot mine so I was totally stuck.

Nice and user friendly app. Let's hope a lot of shop owners that find traditional payment terminals too expensive start using this massively :)