Debt Payoff Planner

Debt Payoff Planner Free App

Rated 4.25/5 (977) —  Free Android application by OxbowSoft LLC

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About Debt Payoff Planner

No login required. Just download and start using the debt payoff calculator right away.
Feedback is always welcome while we try and build out a best in class product. Thanks to all those who have already left replies!

Steps to becoming debt free:
Enter your debts
Enter your monthly payment budget
Choose a debt payoff strategy
- Dave Ramsey's Debt Snowball (lowest balance first)
- Debt Avalanche (highest rate first)

Debt Payoff Planner determines the optimum payment plan and how long it will take until you can be debt free.

We believe that becoming debt free requires an easy starting point. For this reason we've tried to make the debt calculator in the Debt Payoff Planner as easy to use as possible.

In addition to being a debt and loan tracker, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation.

Keywords: debt tracker, debt management, debt free, debt calculator, student loans, debt consolidation, auto loans

How to Download / Install

Download and install Debt Payoff Planner version 1.8 on your Android device!
Downloaded 100,000+ times, content rating: Everyone
Android package: com.oxbowsoft.debtplanner, download Debt Payoff Planner.apk

All Application Badges

Free
downl.
Android
3.0+
For everyone
Android app

App History & Updates

What's Changed
Drag and drop debt ordering
Version update Debt Payoff Planner was updated to version 1.8
Version update Debt Payoff Planner was updated to version 1.7
More downloads  Debt Payoff Planner reached 100 000 - 500 000 downloads
Version update Debt Payoff Planner was updated to version 1.6

What are users saying about Debt Payoff Planner

U70%
by U####:

Not sure why its so complicated. If you start using the app *after* the due dates of your credit cards, shouldnt the app be smart enough not to tell you theyre all overdue? Its all but impossible to figure out how to make it work... Argh! Just ask me if current month has been paid when i enter a debt.

X70%
by X####:

App is broken. Should not have to change payment due dates and balances. It is far harder for someone who is good in math but has MS to use. I am good in math and have MS and was looking forward to be able use the app but it does not work like it should. Would love to get a pro membership but I am not considered a priority user now, $1 a month won't change that. I can't even email from website for help sounds like a scam. Also, I did email from the app on phone but if app isn't updated frequently I won't hear from you guys. I should look elsewhere.

J70%
by J####:

So far u love this app. Helps me see all my debts in one place and a easy plan on how to pay them off. I use mint for everything else but the debt relief on it was way to complicated. Missing a star because I entered a new debt past the payment date and it says it's overdue!

X70%
by X####:

It would be 5 stars if the order change for paying off actually worked. I want to pay off some bad debt first which isnt the lowest amount to be paid but the change doesnt work

J70%
by J####:

This is the only debt payoff planner that allows for so many debts. We have nearly 30 debts with our separate student loans and this allows us to track them all individually. Great app does exactly what it needs to do and is simple to use.

R70%
by R####:

Amazingly simple set up and offers a quick, accurate, look at outcomes using different tactics to knock the debt out. As Dave Ramsey would recommend, "spend every penny, on paper, on purpose". This app will show you just how fast that kind of discipline will pay off ( literally ). Love this app, excellent job!

X70%
by X####:

I love this app but why can't the same pro version be available on Android like you can get on Apple. I also would like to see a roll over function of sorts so that if I pay $100/ft I can easily add it with out doing it from scratch over and over.

X70%
by X####:

Laid thing out very well. More than I could have hoped for doing it by myself.

X70%
by X####:

I love the app so far. Only thing that I have a question about is will the balance change by itself with the APR? I haven't been using it that long so not sure if it does that or not.

X70%
by X####:

Big help on getting out of debt. Shows you the reality of you're situation, and why you want out!

X70%
by X####:

Love this app! Allows me to just add in any bills I may have and I absolutely love the plan it created for me in the order of importance to me. Also, I entered my mortgage and it showed me a way to pay it off in a 1/3 of the time! Any time I pay extra anywhere, it recalculates it for me.

X70%
by X####:

I love this app. I do wish it would let you put your monthly bills in it also but other than that it a terrific app would definitely recommend

D70%
by D####:

So far, app looks great. Easy to use. required no permissions. Has ads, but not intrusive, so far. Works for guest w/o account, if you prefer. Allows free acct. w/sign-in (optional). Has premium, but not overly aggressive w/promo. Reminders would be nice, but requires premium for that.

J70%
by J####:

1-STAR. WHY? After downloading and installing this app I found that overall app performance was ok but it failed in terms of providing users the ability to upgrade to an ad-free version. I am a business and consumer user, which means during my business hours I have little time to be distracted by annoying ads. I understand that advertisement is one revenue method commonly used by developers to obtain receipts for their efforts, but the second, more profitable revenue making method, offers users either a subscription based, or ad free application upgrade choice. Until this application offers users the ability to upgrade or subscribe to an advert free version I will maintain my one star rating. If someday I return to this application and discover that the developer has provided options for users to upgrade to an ad-free version, I will reinstall the application, retest the app, and update my rating. Until such time, I will uninstall this app and ask all developers to always consider the customer experience and include ad-free upgrade options for all GPS apps. Your User's and their User Experience is everything to your occupation. Your users are the ones that decide to use your product, install it, and hopefully decide to keep using your app on their devices. Your users are your revenue, and your users' network of referrals represents your ongoing business revenues! Successful Application Developers know this secret, DELIGHT YOUR CUSTOMER'S by ALWAYS PROVIDING CHOICES and always include an ad-free option as one of your main requirements! These happy Customer's will use your product, have no problem supporting your programming efforts monetarily, and they will gladly refer your Applications to everyone they know. Have a good day and godless.

X70%
by X####:

This one is obviously what I need and I love it. Not sure about other complicated works. But surely work for simple debt management. Thanks team. Hope to use it offline too.

X70%
by X####:

This has helped me get my bills in order and really start attacking my debt. What a great app!

X70%
by X####:

Takes my introductory apr into account for paying off debts ..Would be very helpful if the account balances can be connected and updated automatically rather than manually entering balances

B70%
by B####:

I like how easy it was to get started. Lots of options available if you want to keep exploring but I set up my basic items in less than a minute.

I70%
by I####:

Absolutely love this app so far. It provides easy input for your debts and automatically tells you what to pay when to get you out of debt as soon as possible. Transferring to the website is seamless. Seriously considering purchasing the professional version.

Z70%
by Z####:

I think it's great to track your bills and payment dates. also gives a timeline of when things can be paid off.

C70%
by C####:

Thanks for creating a great app! Sets up the plan and gives me a schedule of who to pay in which order, based on my preferences. It's very flexible, and I included a savings goal along with the creditors. Paying down debt and building up savings now seems possible! Awesome!?

X70%
by X####:

This app doesn't work half the time. It won't open now after I paid $10 for the pro version. I feel like I got ripped off.

X70%
by X####:

It's ok, is there a way to get rid of ads? The app is kind of slow and the ads are distracting. I like the features like the APR tracker but as the app is I can't stand using it.

X70%
by X####:

Would give it a 5 star but has crashed and now wont let me log back in and still waiting for my recovery password ... was awesome when i can access it

Z70%
by Z####:

I LOVE THIS APPLICATION FOR SOME REASON I FEEL LIKE MORE MOTIVATED. I WORK GREAT FOR ME.

X70%
by X####:

Got frozen because a national debt service link hijacked the app

X70%
by X####:

Would give 5 stars but this app doesn't calculate interest so giving out inaccurate payoff info

X70%
by X####:

Love this app and how it's helped me create a plan to pay off my debt. Great resource and easy to use!

X70%
by X####:

One of the worst UI I have ever used.

B70%
by B####:

A very basic but amazing debt payoff app that is customizable and easy to use as well as understand. I would recommend to anyone and everyone.

X70%
by X####:

I love the outline and set up. Would recommend it to anyone serious about resolving their debt.

V70%
by V####:

Confused as to why I need to create a free account.

Z70%
by Z####:

Off to a good beginning,I like it thus far.

O70%
by O####:

Wish the app could do calculations using interest rates over time, but a nice app to track and optimize debt payoffs.

X70%
by X####:

Helping me get back in control!

X70%
by X####:

Very easy to use and it's awesome how it gives a plan layout

X70%
by X####:

Thanks for the heads up on this and I will send you an update as soon as I can

P70%
by P####:

Easy to use and setup. Gets the Job Done!

X70%
by X####:

I like the way the information is compiled. Now, let's see what I can do.

X70%
by X####:

This sucks. Wants an account and has ad's. Better off with a calculator and some paper. Trust me.


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Rating Distribution

RATING
4.35
977 users

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