Osper
Free App
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About Osper
Osper is a mobile pocket money management service and prepaid debit card designed to help young people become confident managing their money.
With the ability to set up an automatic allowance directly from a Parent’s personal bank account to their children’s Osper account, there’s no more scrambling for change when pocket money day comes around. Parents have a full overview of what their children are paying for with Osper, and with the touch of a button can enable or disable online payments.
At the core of the Osper product, is our Osper prepaid debit card made for kids. Our cards are custom made for our Osper young people and are a fully functional card, allowing children to:
Use the card in shops, online and at cash machines just like any other debit card
There are no overdraws at all - Osper card are prepaid, your children can only spend what’s on the card
A one touch button can disable and enable the card in-app, should the card ever be misplaces
Osper cards are protected by a 4 digit PIN
The Osper app provides two separate logins, one for the parent and another for the young person. Each with their own functions, our aim is to give children a sense of control and awareness over their own finances.
Within the parent app you are able to
One-stop Allowance – set and forget with our Osper Allowance feature
Instant loading – Make one-off loads in seconds from your pocket
Peace of mind – See your children's balances and transactions in real-time
Safety first – Lock Osper Cards and manage online spending from your Osper App
Your whole family on Osper – manage all cardholders from one App login
Young People, use your Osper Card and personal Osper App login to keep track of your money from your pocket
- Check your spending habits and view transaction history
- Stick to a budget by seeing when your next Osper Allowance is coming in
- Set up automatic or manual savings goals for you to work towards
- Worried about losing your Osper Card? Lock it instantly with Osper Card Lock
At Osper, safety is our top priority.
- Protected by MasterCard – your money is safe whatever eventuality
- Designed to protect Young People – bars, off-licenses and online casinos are blocked by Osper and online spending is optional
- Password Protected – No-one can get into your Osper App except you
Currently parents have to be UK citizens and need a UK debit card to load money onto Osper Cards.
Osper will collect and use personal information via the Osper App in order to provide you with the Osper Service. For more information about how your information is used, including information on how we use cookies, please see our Privacy and Cookies Policy. By downloading this App you are agreeing to the Osper Terms and Privacy and Cookies Policy which can be found at osper.com/terms.
©2016 Osper Ltd. All rights reserved.
The Osper Prepaid Debit Card is issued by IDT Financial Services Limited (IDTFS) in accordance with a licence by MasterCard International, and remains the property of IDTFS.
With the ability to set up an automatic allowance directly from a Parent’s personal bank account to their children’s Osper account, there’s no more scrambling for change when pocket money day comes around. Parents have a full overview of what their children are paying for with Osper, and with the touch of a button can enable or disable online payments.
At the core of the Osper product, is our Osper prepaid debit card made for kids. Our cards are custom made for our Osper young people and are a fully functional card, allowing children to:
Use the card in shops, online and at cash machines just like any other debit card
There are no overdraws at all - Osper card are prepaid, your children can only spend what’s on the card
A one touch button can disable and enable the card in-app, should the card ever be misplaces
Osper cards are protected by a 4 digit PIN
The Osper app provides two separate logins, one for the parent and another for the young person. Each with their own functions, our aim is to give children a sense of control and awareness over their own finances.
Within the parent app you are able to
One-stop Allowance – set and forget with our Osper Allowance feature
Instant loading – Make one-off loads in seconds from your pocket
Peace of mind – See your children's balances and transactions in real-time
Safety first – Lock Osper Cards and manage online spending from your Osper App
Your whole family on Osper – manage all cardholders from one App login
Young People, use your Osper Card and personal Osper App login to keep track of your money from your pocket
- Check your spending habits and view transaction history
- Stick to a budget by seeing when your next Osper Allowance is coming in
- Set up automatic or manual savings goals for you to work towards
- Worried about losing your Osper Card? Lock it instantly with Osper Card Lock
At Osper, safety is our top priority.
- Protected by MasterCard – your money is safe whatever eventuality
- Designed to protect Young People – bars, off-licenses and online casinos are blocked by Osper and online spending is optional
- Password Protected – No-one can get into your Osper App except you
Currently parents have to be UK citizens and need a UK debit card to load money onto Osper Cards.
Osper will collect and use personal information via the Osper App in order to provide you with the Osper Service. For more information about how your information is used, including information on how we use cookies, please see our Privacy and Cookies Policy. By downloading this App you are agreeing to the Osper Terms and Privacy and Cookies Policy which can be found at osper.com/terms.
©2016 Osper Ltd. All rights reserved.
The Osper Prepaid Debit Card is issued by IDT Financial Services Limited (IDTFS) in accordance with a licence by MasterCard International, and remains the property of IDTFS.
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App History & Updates
What's Changed
Hello to all our Osperteers,
This release sees a few minor updates:
- Quick-login: Due to our Emoji Keyboard's popularity, it's now the default choice.
- Rating the app: Selecting "Rate Osper" in the settings now brings you to the correct app-version.
- Changing the Debit Card: To all our parents struggling with the input-field's jumpy cursor. This has now been fixed.
Stay safe!
"Money will buy you a fine dog, but only love can make it wag its tail"
- Richard Friedman
Hello to all our Osperteers,
This release sees a few minor updates:
- Quick-login: Due to our Emoji Keyboard's popularity, it's now the default choice.
- Rating the app: Selecting "Rate Osper" in the settings now brings you to the correct app-version.
- Changing the Debit Card: To all our parents struggling with the input-field's jumpy cursor. This has now been fixed.
Stay safe!
"Money will buy you a fine dog, but only love can make it wag its tail"
- Richard Friedman
Version update Osper was updated to version 3.51.1
More downloads Osper reached 50 000 - 100 000 downloads
Version update Osper was updated to version 3.40.0
Version update Osper was updated to version 3.17.10
What are users saying about Osper
Z
by Z####:
by Z####:
It is an amazing way for slightly younger children to control how much they spend. Instead of just splashing cash all over the place, they learn to keep an eye on their own amount of money. It's absolutely incredible! Great app.
D
by D####:
by D####:
Had this a few years now. Never been a problem with the app. So easy to set up and load money. My son went on a footy trip to Holland and ran out of cash as he was paying for meals after the provided ones were terrible! Having this card made it so much easier as I just topped up his account and within minutes the money was available for him to withdraw from a cash machine. Excellent for emergencies or savings and to give them independence whilst you can still keep an eye on things if need be.
Y
by Y####:
by Y####:
Very useful. Quick and easy to load money and spend money. Kind of annoying when some card machines don't work but on the most part it's great.
L
by L####:
by L####:
I've used this for my daughter but the two times she's tried it it was down so she lost confidence and just uses cash now. Can't see what it offers that the banks don't for free tbh
V
by V####:
by V####:
Great, simple and does what it says and helps manage finances. Short of paying me it could not be much better.
N
by N####:
by N####:
Good use for young people's money. Also if they loose their card they can easily get a new one. Safe and secure account that parents can control.
E
by E####:
by E####:
This app is amazing! I it helps me lock my card when it is lost and you can have a savings account were you can save money and withdraw any into your bank at anytime thus is amazing and doesn't use much mb!
Y
by Y####:
by Y####:
Amazing way to ensure your child has cash especially in an emergency. Helps them to budget too with the option of setting them an allowance. Has helped us in a lot of ways. Highly recommend the Osper card. Wish I'd had one when I was younger.
R
by R####:
by R####:
One of the best things you can get for your child. Can't rate it highly enough. Massively helpful staff. Nothing is ever too much bother. Thank you.
Y
by Y####:
by Y####:
It is amazing for saving up your money and knowing how much you have to spend
Y
by Y####:
by Y####:
It gives my daughter the responsibility of her own money. It's a fab idea. We both love it
L
by L####:
by L####:
I think about osper is that it is good to save up but the only thing is that you have to pay to upload money.
D
by D####:
by D####:
i like this. for £10PA i have a card for my kiddie's pocket money's every week setup via this app as a DD from my bank to my kid's Osper
Y
by Y####:
by Y####:
Brilliant, loads of handy features, bit jealous it's better than my bank card.
Y
by Y####:
by Y####:
I think u should have a sort of interest policy. Then that could be your selling point.
P
by P####:
by P####:
You can download the app on your phone and i use my card all the time
Y
by Y####:
by Y####:
It is great. I love using the savings for my kids and it makes me trust them with Money
Y
by Y####:
by Y####:
Fab, in app chat to us is fantastic helpful and fast
Y
by Y####:
by Y####:
Great app and easy for ten year old to manage. She feels quite the grown up!
Y
by Y####:
by Y####:
Great way of learning how to use card and manage finances for a child. Also for parent to have control of the spending.
C
by C####:
by C####:
Great for pocket money. And rewarding.
F
by F####:
by F####:
Because it gives you your pin and knows how much money you have
Y
by Y####:
by Y####:
A great app to help teens and young kids learn how to use and save money properly.
V
by V####:
by V####:
It's great for keeping your money safe
Y
by Y####:
by Y####:
I like having my own card and being able to see what I actually spend my money on.
Y
by Y####:
by Y####:
Amazing card and you can make goals for yourself and you can easily send money to your family
B
by B####:
by B####:
It's helps bring independency and understanding
O
by O####:
by O####:
Great app helps my little boy understand & manage his pocket money
Y
by Y####:
by Y####:
It's great, intuitive to use and teaching the kids how to budget and understand value...
Y
by Y####:
by Y####:
Amazing. It's cool that on my last card it said 'Founder Member'
Y
by Y####:
by Y####:
Brilliant way to pay my children for work they do for me.
Y
by Y####:
by Y####:
So good should use.
Y
by Y####:
by Y####:
Brilliant app and a great way to teach children about managing money.
Y
by Y####:
by Y####:
Very cool how the app links to the card, plus lots of cool accessories
Y
by Y####:
by Y####:
The best app ever
N
by N####:
by N####:
Great thing for giving money!
Y
by Y####:
by Y####:
Great Card for the kids to understand the use of a credit card with security
K
by K####:
by K####:
Does what I need
Y
by Y####:
by Y####:
Fab!
by Y####:
Would love to be able to put money into her savings. We also don't know how to remove money from her savings. It's pointless her saving for what she set it up for now but we don't know how to change it or get to the money... Would also be nice to have a custom card for a price. :) Overall, we've really loved having it. Has been really worthwhile. :)