BHIM Kotakpay

BHIM Kotakpay Free App

Rated 3.24/5 (814) —  Free Android application by Kotak Mahindra Bank Ltd.

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About BHIM Kotakpay

Introducing BHIM Kotakpay, Kotak Mahindra Bank’s first UPI (Unified Payment Interface) based, bank agnostic payment app. This app will let customers send and receive money using UPI platform without displaying their account number. Customers can create a virtual payment Address (VPA) that is linked to their bank accounts from which money can be sent or received. The Virtual Payment Address acts as a unique payment identifier for a bank customer. UPI can also be used to pay merchants who accept UPI as a payment mode.

This application will enable P2P (Person to Person) & P2M (Person to Merchants) payments in a quick and hassle-free way.

Using BHIM Kotakpay, you can do the following:
1. Create your Virtual Payment Address (VPA)
2. Send Money or Receive Money
3. Collect Money
4. Link all your bank accounts (part of UPI)
5. Balance enquiry
6. Set/Reset UPI PIN
7. Check transaction status
8. Raise a query
Get Started:
• Open the app
• Verify the mobile number that is registered with the bank
• Link your accounts & create virtual payment address as “yourname@kotak” using my accounts section
• If you have a UPI PIN, you can use that. If not, you can set a new one
• You are now ready to transact – send or request money using a VPA
How to send money:
• Choose the account from where you want to transfer money
• Enter the virtual payment address or account-IFSC of the recipient
• Enter Amount
• Enter remarks or comments
• Enter UPI PIN to confirm the transaction
How to request money:
• Choose the Virtual Payment Address (VPA) in which you want to receive money
• Enter the VPA from which you want to receive money
• Enter the amount
• Enter remarks or comments and confirm

How to Download / Install

Download and install BHIM Kotakpay version 2.1.0 on your Android device!
Downloaded 100,000+ times, content rating: Everyone
Android package: com.olive.kotak.upi, download BHIM Kotakpay.apk

All Application Badges

Free
downl.
Android
4.1+
Bug
buster
For everyone
Android app

App History & Updates

What's Changed
- Ability to scan Bharat QR for UPI payments
- Bug fixes and performance upgrade
- App name changed from ‘Kaypay’ to ‘BHIM Kotakpay’
Version update BHIM Kotakpay was updated to version 2.1.0
More downloads  BHIM Kotakpay reached 100 000 - 500 000 downloads
Name changed  Name changed! Kaypay now is known as BHIM Kotakpay.

What are users saying about BHIM Kotakpay

T70%
by T####:

Make choice of vpa as mobileno@kotak which is digit of any mobile no, so any one can remember. Other banks are doing this. If you can allow 9 numeric or 11 numeric digit then why not 10.

T70%
by T####:

I have transfered the fund Amount Rs.16500 by UPI BHIM kotakpay App by my account but the transaction got failed and my account has been debited for this Failed Transaction. Please see issue as soon as possible.

T70%
by T####:

I send sum of 4500 to my frnd account and a amount will be debited but no money will be created to my frnd account and there is no good support in customer care and pls...refund my amount as soon as possible its very urgent pls resolve it soon

T70%
by T####:

Horrible app. Screen freezes even before inputting the phone number.

T70%
by T####:

Can i know the micr code of machilipatnam branch

J70%
by J####:

Pathetic

T70%
by T####:

Works fine

T70%
by T####:

Worst app and developer I've ever seen. Most reviews suggest the same issue and this developer Keshav expects me to send a detailed report with screenshot. Are you serious? Am I here to test your applications report errors?

H70%
by H####:

This App Is the Worst App that I ever Used.. I did an UPI transaction.. My Amount was debited from an account but does not credit into second Account.. And You customer care Service is also bad.. it only works in Weekdays.. Worst App Don't make a Kotak account and use this App

U70%
by U####:

Worst app from Kotak my mobile no is not verified the error is unable to verify your mobile no. plz try again. I trying to 20 time the same issue again & again. Costumer care no is very busy still 1 hr not received phone banking officer.

T70%
by T####:

Very useful app.....but it's not working since a week. Though iam upto date it displaying "unable to process your request".

T70%
by T####:

This app only work with mobile data. Doesn't work with WiFi. That's stupid.

T70%
by T####:

I have been trying to link the number to make UPI payments... Same error exists as reported by other users in comments... Worst app developed..

Z70%
by Z####:

This app is not working... 25 times I have wasted my standard SMS charges but till now my number is not verified..help me for the same...

X70%
by X####:

Any updates on this??? I am being encouraged to use other UPI app due to this bug. :( Superb App. Best app amongst all UPI apps. Recent update restricts me to type space in any text input (i.e. Transaction description, Beneficiary name, QR code description etc.). Can you please fix this bug ASAP.

F70%
by F####:

Worst experience. Untrustworthy. Transaction Failed status for two times (diff days) and amount debited from non kotak to non kotak for both transactions. STILL TRANSACTION FAILED . Where am I supposed to contact for your errors

T70%
by T####:

Worst App and Worst Developer Not able to enter my mobile number and sms amount is deducting. After something unable to retrieve try again message is coming

T70%
by T####:

This is my second review, Firstly I got huge problems after getting the worst review TeamKotak Really Helped Out me To use The Kotak Services at its best.Niw Working Good.Cheers To TeamKotak again

T70%
by T####:

Sir l. The otp is not come from bank For upi pin set. What we do sir. Because am regular use the upi aap. By other bank.

T70%
by T####:

I am unable to verify my mobile...i want to add money in kotak 811 but unable to do so

R70%
by R####:

Worst upi app ever not even get pin for verification

Q70%
by Q####:

Most of the transactions Timed out...Need to improve

T70%
by T####:

I downloaded it with high expectations since its developed by kotak. But i miss to find my bank there - Deutsche Bank!

T70%
by T####:

In some upi id was @kaypay some of them having @kotak y so differ

T70%
by T####:

Why daily UPI transfer limit is only 20,000 per day... While other bank like BOI HDFC offers 1 Lakh's per day..

T70%
by T####:

Worst app from kotak.mobile number verification failed

T70%
by T####:

Cannot login at all.. screen flashes and goes blank. Thank you for a great app kotak

T70%
by T####:

Account balance option not available Where can I check account balance

T70%
by T####:

Not verify my mobile

F70%
by F####:

Worst app is not verified

R70%
by R####:

Jaane kis bank mein account khol liyaa maine bhi.

F70%
by F####:

Not working on dual sim handset

O70%
by O####:

What do i do if my money gets debited and transfer does not happen

L70%
by L####:

Kotak upi has deducted my balance but credited to my account next day

Y70%
by Y####:

Let me transact

T70%
by T####:

Nice bank app

E70%
by E####:

Super

M70%
by M####:

Sir initially I could transfer one lakh now it's not possible more than 10k it's very frustrating as we business people are used to transfer amount for payments instantly and used to hassle free bank work. Now I need to go to bank fighting traffic just to RTGS or NEFT for amount above 10k. Other bank apps are giving up to 3lakhs

G70%
by G####:

Error upon app start. Directly asks for SMS, without allowing me to input. Sent you an email through Console itself, got failure delivery. Please fix asap

T70%
by T####:

Worst app ever. Failed transaction but debited my account with 20k but got message that it got credited to beneficiary. But when checked transaction failed. No refund made in while day. Customer service asked to raise queries but no luck till now.


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Rating Distribution

RATING
3.25
814 users

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