About Homeowner Loans
Homeowner Loans
The What and the Why of Homeowner Loans
Homeowner loans are loans that are given to borrowers who own a house. Homeowner loans are secured loans for which the borrower has to offer his house as collateral. If you avail a homeowner loan against your house which is already mortgaged, then the homeowner loan becomes a second mortgage loan. In such a situation, you can avail a homeowner loan only to the extent of your home equity. Home equity is the value of your house subtracted by the unpaid mortgage balance. You may avail a homeowner loan amount covering the entire value of the house to repay your existing mortgage. Such a homeowner loan is called a remortgage loan.
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The What and the Why of Homeowner Loans
Homeowner loans are loans That are given to borrowers who own a house. Homeowner loans are secured loans for Which the borrower has to offer his house as collateral. If you avail a homeowner loan against your house Which is Pre-owned mortgaged, then the homeowner loan becomes a second mortgage loan. In such a situation, you can avail a homeowner loan only to the extent of your home equity. Home equity is the value of your house subtracted by the unpaid mortgage balance. You may avail a homeowner loan amount covering the entire value of the house to repay your existing ERP mortgage. Such a homeowner loan is called a remortgage loan.
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