Mobino

Mobino's mission is to enable mobile payments for 5 billion people.
Send money, request payments and pay merchants directly from your Android phone. No credit card required!


SEND MONEY
Using the Mobino prepaid account, you can send money to anyone with a mobile phone. Both smartphones and traditional phones are supported.

REQUEST PAYMENT
Just enter the amount you wish to receive, Mobino generates a unique token number that is valid for 5 minutes. Show this token or send it to the person who should pay you. When they enter your token number in the "Pay Merchant" section of the app, and confirm the transaction, you are instantly credited with the requested amount.

PAY MERCHANT
Pay for your purchases at participating merchants (online or in physical shops), or answer a payment request from another Mobino user.

TRANSACTIONS
See your account balance and the last 20 transactions that you have performed with Mobino.

SECURITY
All your transactions are protected by your personal secret code and state-of-the-art cryptography. You will never have to send any financial information such as credit card numbers to merchants or other users. Mobino links your phone number to a prepaid account, which you can later connect to your bank account under your complete control.


Why we request special permissions:

READ_PHONE_STATE
This permission allows us to uniquely identify your device for security reasons, and in some cases pre-fill your telephone number on the registration screen.

READ_CONTACTS
You can pick a person from your contacts to send them money. In the future we will also show you which of your contacts already have a Mobino account.

RECEIVE_SMS
The Mobino registration process includes a verification SMS. This permission automates this step, to make registration easier. After registration, we won't read any other SMS.

ACCESS_NETWORK_STATE
This lets Mobino check that you are connected to the Internet.

ACCESS_FINE_LOCATION/ACCESS_COARSE_LOCATION
In the future, we will use your location to improve the service, for example pointing you to merchants who accept Mobino in your neighbourhood. These permissions also let us collect anonymous usage statistics and contribute to our fraud detection processes, to keep your money safe.