Kotak Now

Kotak Now Free App

Rated 3.38/5 (202) —  Free Android application by Kotak Mahindra Bank Ltd.

About Kotak Now

Download this Kotak Now app now and have a functional bank account within minutes. Opening an account is as easy as:
• Clicking and uploading pictures of just the key documents required and
• Holding a video call with the bank representative to verify details and
That’s all it takes to get your zero balance Jifi Account up and running.
Kotak Now is a state-of-the-art banking app offered by Kotak Mahindra Bank that helps you open a Kotak Jifi Bank Account. It guides you with self-explanatory screens through the quick stages of the account opening process.
The app is user-friendly and the interface is designed for a seamless experience. Entering your personal details and uploading your documents has never been easier. And verification does not even need you to visit a branch or have a branch representative come home. You can simply have a video call with us on the app. Once the documents are verified, your new digital account is active.
So you no longer need to take time out of your busy schedule and visit the bank solely for opening an account, you can get it done now with Kotak Now.
As for the account you open, Kotak Jifi is an innovative digital account that integrates social media platforms like Facebook and Twitter for seamless and secure on-the-go information. Banking is more social as you can receive updates via your twitter account, gain reward points for online transactions and add friends to your Jifi network.
How to open an account after installation of the app? The detailed steps are:
Step 1 – Enter your mobile number and the OTP you receive
Step 2 – Click a picture of your PAN card as identity proof
Step 3 – Click a picture of your Aadhaar card or your Passport for address proof
Step 4 (Skippable) – Enter your Aadhaar number and your Aadhaar-registered mobile number. Enter the OTP you receive in the app to verify yourself by Aadhaar
Step 5 – Enter a few details about yourself - occupation, income, marital status, mother’s maiden name and email etc.
Step 6 – Click a picture of your signature on a white piece of paper
Step 7 – Select your nearest Kotak Mahindra bank branch

That’s it! Your account is now open within minutes.
Your Customer Relationship Number and Account No. are shared with you.
Video Call us from the app itself, show us your documents in front of your phone camera, and we will activate your account. The last thing you will do before your account is functional is set your password for Mobile Banking (MPIN).

Your Jifi account has unique features that place it a step ahead of other bank accounts –
• Zero balance account on-the-go
• Documents verified on Video call , no need of visiting the bank
• Free IMPS, NEFT, RTGS
• Social Banking through Twitter & Facebook
• Earn Social Reward Points & Transaction Points(on online shopping)
• Refer anyone & Earn Transaction Points
• Get a Platinum Debit Card
Documents that need to be kept handy to open a zero balance account -
• PAN Card
• Aadhaar Card or Passport
• Copy of your signature on a white piece of paper

How to Download / Install

Download and install Kotak Now version 1.0.6 on your Android device!
Downloaded 10,000+ times, content rating: Not rated
Android package: com.mao.Kotak, download Kotak Now.apk

All Application Badges

Free
downl.
Android
4.2+
Bug
buster
n/a
Not
rated
Android app

App History & Updates

What's Changed
Minor bug fixes.

What are users saying about Kotak Now

S70%
by S####:

I provided Aadhar, Pan card and signature thru App and also had video chat but Executive asked me to visit the nearest Branch to open an account. If I have to go the branch, then what's the advantage of this app?

K70%
by K####:

How many days it will take to active account after video verification. I have completed my video verification on 17. 09.2016 but til now it is under process . One week over till now it is Under process. Very bad service. 30.09.09.2016 Two weeks over what are you doing on priority to open one account. Worst service. Just wasting my time. My advice to everyone don't waste your time to download kotak now apps. They are just wasting our time day by day

S70%
by S####:

i did video verification through Kotak now itself and still showing under process .... two week is over yet no response.. what a great Kotak now team had no response from past 2wks. are you people working or simply siting and doing video verification and fooling to customer ..when I post review in playstore simply u guys are doing apologies and will get back to u ... till when u will get back to customer and give customer proper delayed reason ..actually I think it's waste of time to sharing experience...

S70%
by S####:

I was been informed during the time of video verification that whitin 4 hours my account will be activated and within 7 days will get my debit card no more process has to be done and then i get a call from from kotak bank saying that the process is only 75 % completed and you have to provide physical documentations and also cheque of Rs 10000 to activate the account. Why do youll fool around with people if you are not intrested in providing a quality service. NEED A REASON

S70%
by S####:

One week finished video call verification.Nothing happened.y this app.I think hardly 30 min will take to open account by visiting branch..Very worst.am going to un install.its wasting my phone memory and showing under process.I think if we transfer money from this account also will show under process .then they will tell team working on it

V70%
by V####:

Standard message: All our executives are busy at the moment. Advertisement campaign done at a bigger level by mistake relative to handle the customer traffic. Happening from last 7 days. Increase your headcount Kotak Team plz

E70%
by E####:

I had completed my video verification about 2 months ago .. still the account is not activated... so bad service

G70%
by G####:

Disappointed with this app.. camera for taking photos of PAN card and Aadhar card giving very worst through this app.. normally it has very good quality..

S70%
by S####:

Hello.i m very much satisfied with the video call executives.all process of account opening is just procesed in few minutes and the all over exp with such is too gud.i must say the iniatiative taken by such bank was a very good effort to make India Digital..keep it up

S70%
by S####:

I got my debit card and I registered in mobile banking and Internet banking but I unable to do the transactions because my account is freezed/ dormant/ blocked state.please slove my problem

S70%
by S####:

I'll start my experience from filling the form, firstly it is not allowing me to fill - or / in address field. In Hyderabad it is very hard to find h no without this characters, then I filled · or space instead of those characters, secondly from morning till evening I tried to connect their executive through video call, which never happened, great work guys

S70%
by S####:

there is something seriously screwed up with this app or this app is just a prank and nothing. I i have uploaded my documents several times and every time they ask me to retake. also the executive is not coming on cam to verify i tried several times and all in vain. Finally i frustrated and ended up with uninstalling with this app.

C70%
by C####:

Application closes automatically while entering data... Waste of downloading App

L70%
by L####:

I uploaded my kyc last 4 days ago.but till now video call verification not connected

S70%
by S####:

bullshit Executives are always busy. then what is benefits of online account opening if not able to verify need a lot of improvements

S70%
by S####:

Your Application Status: Your application is under processing

S70%
by S####:

i completed video verification 2 days before.. inspite it's still showing under processing.. even updated app .. still under processing

Z70%
by Z####:

Trying from last 7 days everytime it says ' all the executives are busy even on morning 8 am too when I opt for video call . Why they guys launched the services when they hav not enough staff.

M70%
by M####:

I insert my mobile number and every time show error "your request timed out. Please try again after some time" what is this yaar, why did you make this aap.

U70%
by U####:

Application is crashing after 2-3 mints of opening. Before I complete entering my mobile number the application is getting crashed.

S70%
by S####:

i when to bank for activation and they asked me 10000 rupees for opening your so called zero balance account jifi . what is this are you playing game with us . if yes then i will play hard. i will launch a consumer case .

J70%
by J####:

After 4days of video verification, application is still under processing... Kotak Bank under preparedness leads frustration.

S70%
by S####:

Video call did before more than 15 days.but still it is showing application process.what the hell is going.

S70%
by S####:

It's a request dont open account in Kotak Mahindra bank, every claims they do before opening your account are false, i requested for a new debit card which was supposed to be delivered in 8 working days and its been more than 3 weeks and still they are not able to deliver me the card nor able to give me any updates on it and i am stuck every day calling thier customer care service and disappointed every day. I myself wont be allowing anyone i know to opt for Kotak bank, you all also take a note of it

M70%
by M####:

Such apps define the future of banking! Kudos to Kotak! Keep doing such good work

S70%
by S####:

Nice initiative by Kotak for digital India. I just completed my full process in 15 mins, waiting for my account to be activated.

R70%
by R####:

Video call not conect every executive busy error so plz how I can do today now errors showing your request timed out what kind that services I have all ready sent mail to kotak but no response from kotak customer care ka ye hal hai to bank kaisa hoga plz remove the app whay people waste time

S70%
by S####:

just when m about to enter my phone number the app crashes..... didn't expected it from kotak mahindra

S70%
by S####:

Account activation delay.. I email to you even none reply from your side.

Y70%
by Y####:

Keeps saying all executives are busy and to wait.

S70%
by S####:

Many time i try Video calling problem all executive are bysy

S70%
by S####:

Very poor service for kotak bank last 3 weeks I am complete my account verification.but now till under process.Very poor service from kotak

S70%
by S####:

Dropdowns not working.income, marital status etc

W70%
by W####:

Executives are always busy from morning 8 am to 8 pm. Please tell your free timings to call.

N70%
by N####:

Not able to verify on video calling.

R70%
by R####:

Solve my problem...I got it debit card...my account open it now...

S70%
by S####:

My video call dropout so what to do for further process???

C70%
by C####:

Never connected the call for video verification

S70%
by S####:

All documents uploaded and video verification is also finished but account not activated

S70%
by S####:

I can open account by sitting at home.


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Rating Distribution

RATING
3.45
202 users

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