My Credit Score
Free AppAbout My Credit Score
The UK's most popular FREE Credit Score tool is now available on Android!
My Credit Score presents you with an indicative credit score and status based on the real calculations banks and financial institutions use in the UK to determine your success rate. The technology behind the app is based on decision models taken from UK’s leading credit reference agencies* and team behind the app have 15 years background in financial services, credit referencing and consumer finance. My Credit Score uses this technology to give you an indication as to what your score will be when a credit check is run, as well as offering you guidance on each of the core areas that affect your credit.
The app provides a useful, simple and free tool to allow consumers to research their own credit rating, ideal for saving time and money on applications for credit cards, loans and mortgages or even to help understand decisioning behind hire purchase agreements and mobile phone contracts. Our ethos is to help consumers understand more about their own credit status and how banks* view them, helping to improve and understand credit ratings and in turn help consumers save money in the complex world of finance.
Features:
- Credit Score style questionnaire to determine your score and status
- Function to store previous questionnaire results for future use
- Descriptions and tips on how to improve for all core areas that affect your credit rating
Keep checking in with My Credit Score for new features as we continue to build more tools, widgets and functionality to help consumers save money and improve their credit scores.
* Examples of these can be found below for reference:
Credit Agencies
- Call Credit
- Experian (CreditExpert)
- Equifax
Banks and Investment
- Abbey National
- GE Capital
- Capital One
- Banc of America
- Hampshire
- Harrods
- Bank of Ireland
- HSBC
- Bank of New York Mellon
- Bank of Scotland
- ICICI Bank
- Investec
- Barclays
- Brown Shipley
- Kleinwort
- CIBC
- Lloyds /Lloyds TSB
- Citibank
- Close Brothers
- Clydesdale
- Co-operative Bank
- Coutts
- Credit Suisse
- Marks & Spencer Financial Services
- Tesco Personal Finance
- UBS
- Ulster Bank
- Morgan Stanley
- United Trust
- Unity Trust
- Halifax (HBOS)
- NatWest
- Vanquis
- Nomura
- Virgin Money
- Northern
- VTB Capital
- Zenith
- First Direct
- Rathbone
- RBC
- Royal Bank of Scotland (RBS)
- Sainsbury’s Bank
- Santander
- Schroder
- Scotiabank Europe
- Scottish Widows
- Standard Bank
Building Societies
- Manchester Building Society
- Beverley Building Society
- Mansfield Building Society
- Buckinghamshire Building Society
- Market Harborough Building Society
- Marsden Building Society
- Cambridge Building Society
- Melton Mowbray Building Society
- Century Building Society
- Monmouthshire Building Society
- Chorley and District Building Society
- City of Derry Building Society
- National Counties Building Society
- Coventry Building Society
- Nationwide Building Society
- Cumberland Building Society
- Newbury Building Society
- Newcastle Building Society
- Darlington Building Society
- Nottingham Building Society
- Dudley Building Society
- Dunfermline Building Society
- Penrith Building Society
- Principality Building Society
- Earl Shilton Building Society
- Progressive Building Society
- Ecology Building Society
- Saffron Building Society
- Furness Building Society
- Scottish Building Society
- Shepshed Building Society
- Hanley Economic Building Society
- Skipton Building Society
- Harpenden Building Society
- Stafford Railway Building Society
- Hinckley and Rugby Building Society
- Swansea Building Society
- Holmesdale Building Society
- Teachers' Building Society
- Ipswich Building Society
- Tipton and Coseley Building Society
- Leeds Building Society
- Vernon Building Society
- Leek United Building Society
- Loughborough Building Society
- West Bromwich Building Society
- Yorkshire Building Society
Pay Day Loans
- Wonga
- QuickQuid
- Kwik Quid
- Pay Day UK
My Credit Score presents you with an indicative credit score and status based on the real calculations banks and financial institutions use in the UK to determine your success rate. The technology behind the app is based on decision models taken from UK’s leading credit reference agencies* and team behind the app have 15 years background in financial services, credit referencing and consumer finance. My Credit Score uses this technology to give you an indication as to what your score will be when a credit check is run, as well as offering you guidance on each of the core areas that affect your credit.
The app provides a useful, simple and free tool to allow consumers to research their own credit rating, ideal for saving time and money on applications for credit cards, loans and mortgages or even to help understand decisioning behind hire purchase agreements and mobile phone contracts. Our ethos is to help consumers understand more about their own credit status and how banks* view them, helping to improve and understand credit ratings and in turn help consumers save money in the complex world of finance.
Features:
- Credit Score style questionnaire to determine your score and status
- Function to store previous questionnaire results for future use
- Descriptions and tips on how to improve for all core areas that affect your credit rating
Keep checking in with My Credit Score for new features as we continue to build more tools, widgets and functionality to help consumers save money and improve their credit scores.
* Examples of these can be found below for reference:
Credit Agencies
- Call Credit
- Experian (CreditExpert)
- Equifax
Banks and Investment
- Abbey National
- GE Capital
- Capital One
- Banc of America
- Hampshire
- Harrods
- Bank of Ireland
- HSBC
- Bank of New York Mellon
- Bank of Scotland
- ICICI Bank
- Investec
- Barclays
- Brown Shipley
- Kleinwort
- CIBC
- Lloyds /Lloyds TSB
- Citibank
- Close Brothers
- Clydesdale
- Co-operative Bank
- Coutts
- Credit Suisse
- Marks & Spencer Financial Services
- Tesco Personal Finance
- UBS
- Ulster Bank
- Morgan Stanley
- United Trust
- Unity Trust
- Halifax (HBOS)
- NatWest
- Vanquis
- Nomura
- Virgin Money
- Northern
- VTB Capital
- Zenith
- First Direct
- Rathbone
- RBC
- Royal Bank of Scotland (RBS)
- Sainsbury’s Bank
- Santander
- Schroder
- Scotiabank Europe
- Scottish Widows
- Standard Bank
Building Societies
- Manchester Building Society
- Beverley Building Society
- Mansfield Building Society
- Buckinghamshire Building Society
- Market Harborough Building Society
- Marsden Building Society
- Cambridge Building Society
- Melton Mowbray Building Society
- Century Building Society
- Monmouthshire Building Society
- Chorley and District Building Society
- City of Derry Building Society
- National Counties Building Society
- Coventry Building Society
- Nationwide Building Society
- Cumberland Building Society
- Newbury Building Society
- Newcastle Building Society
- Darlington Building Society
- Nottingham Building Society
- Dudley Building Society
- Dunfermline Building Society
- Penrith Building Society
- Principality Building Society
- Earl Shilton Building Society
- Progressive Building Society
- Ecology Building Society
- Saffron Building Society
- Furness Building Society
- Scottish Building Society
- Shepshed Building Society
- Hanley Economic Building Society
- Skipton Building Society
- Harpenden Building Society
- Stafford Railway Building Society
- Hinckley and Rugby Building Society
- Swansea Building Society
- Holmesdale Building Society
- Teachers' Building Society
- Ipswich Building Society
- Tipton and Coseley Building Society
- Leeds Building Society
- Vernon Building Society
- Leek United Building Society
- Loughborough Building Society
- West Bromwich Building Society
- Yorkshire Building Society
Pay Day Loans
- Wonga
- QuickQuid
- Kwik Quid
- Pay Day UK
All Application Badges
Free
downl.
downl.
Android
2.2+
2.2+
Android app
App History & Updates
What's Changed
Additional Calculators to make your financial planning easier:
- Calculate your potential regular savings with Compound Interest
- Calculate how much it will take per month to get to your target savings over any period of time
- Calculate your Loan repayments
- Calculate how much you can potentially borrow based on your salary
Additional Calculators to make your financial planning easier:
- Calculate your potential regular savings with Compound Interest
- Calculate how much it will take per month to get to your target savings over any period of time
- Calculate your Loan repayments
- Calculate how much you can potentially borrow based on your salary
More downloads My Credit Score reached 50 000 - 100 000 downloads
What are users saying about My Credit Score
N
by N####:
by N####:
Had no idea about my scoring, just wanted to test it and works ok although I don't know how accurate it is
M
by M####:
by M####:
Didn't work kept deleting answers when asking for age, status, occupation etc
X
by X####:
by X####:
Doesn't ask for menu details I'm guessing this is not that accurate and just an estimate
I
by I####:
by I####:
Doesn't work waste of time
M
by M####:
by M####:
I clicked on install then cancel, purely to give this review. If you're about to download this and enter your details, you're very naive. It's a scam, it won't give you your credit score (even the pics are taken off a very old defunct Experian) its a scam, one that'll take your credit/debit card details and make off. And there's not a damn thing you can do about it if you've allowed the permissions. Don't be stupid.
Y
by Y####:
by Y####:
Tried numerous times to fill signup, keeps saying 'stopped working'. Do not trust when an app. keeps doing this.
X
by X####:
by X####:
This is so crap. 1st it hot my age wrong. Then it wont give me my crecit score. Utter rubbish.
L
by L####:
by L####:
Every time I fill out the question's and go to get my score it crashes no matter what answer is put down DONT GET THIS WASTE OF TIME
U
by U####:
by U####:
Kept crashing and information provided should score very high..
Y
by Y####:
by Y####:
You input the information rather than a credit file check lol
K
by K####:
by K####:
Just kept on crashing when it tried to show my score
K
by K####:
by K####:
Bad app
K
by K####:
by K####:
Never never use or install this app unless you want endless spam? And once they have your details it wont end even if you uninstall!
Q
by Q####:
by Q####:
You have to manually enter all your credit details and it calculates. Its Not from actual data held by agencies.. which may be miles apart.
Z
by Z####:
by Z####:
Had no idea about my scoring, just wanted to test it and works ok although I don't know how accurate it is
V
by V####:
by V####:
291 higher than my actual score on a proper credit reference company. Plus it gets my age wrong!!! stupid app.
Q
by Q####:
by Q####:
Totally useless, even as an estimation tool. It doesn't ask any questions about borrowing history, overdrafts, contracts for phone / internet, utility companies owed.... It's simply "How much do you earn","Do you have a CCJ" and "Are you bankrupt". The figures given are totally arbitrary. Pointless.
Q
by Q####:
by Q####:
It crashed on me 3 times at the end
Q
by Q####:
by Q####:
Utter rubbish,does not use cra's for Info you could out anything down and have a wonderful score
K
by K####:
by K####:
Poor UI, no real attempt to give an accurate score. If you want a general guess then that's all well and good, but that's all you get with this
K
by K####:
by K####:
Doesn't ask for menu details I'm guessing this is not that accurate and just an estimate
O
by O####:
by O####:
Waste of time and uninstalling immediately. Doesn't reference your credit with any CRAs at all, which is what all lenders do. Just asks 3 sets of questions, worthless results, not worth the bandwidth, don't bother.
K
by K####:
by K####:
Absolute crap has nothing to do with your genuine credit score at all !!!
K
by K####:
by K####:
It's not a free credit score it's a presumption based on details selected told me I has bad score when in fact mine is excellent avoid and pay for a true accurate one
Q
by Q####:
by Q####:
It doesn't know level of debt or utilisation of credit so how it can give you a score is just baffling.
Q
by Q####:
by Q####:
Helpful
F
by F####:
by F####:
Load of rubbish. ..
Q
by Q####:
by Q####:
Fantastica
Q
by Q####:
by Q####:
The only way you can see your credit report is to do it online with trial with a reputable website
D
by D####:
by D####:
Surprise surprise, you can pay experian to see your real credit report.
Q
by Q####:
by Q####:
Excellent app to get brief summary of financial position. Great explanation on terms n monetary advice.
Q
by Q####:
by Q####:
Does what it says it does. Helped me make a decision on a new credit card and how it might affect my score. Thanks.
J
by J####:
by J####:
Don't bother. Really inaccurate. Gave me a score well below what my experian credit score says.
Q
by Q####:
by Q####:
Doesn't work and automatically clears data you input.
U
by U####:
by U####:
Forced close while putting info in. Pants app just leave it to the professionals
G
by G####:
by G####:
Excellent app. A must download! If only all apps were this good!
K
by K####:
by K####:
Just curious about my score, not sure how accurate it is but the app worked ok
M
by M####:
by M####:
Waisting of time
Q
by Q####:
by Q####:
Rubbish
by I####:
Doesn't work on my Sony Xperia. The Dob, and residential status boxes etc keep resetting back to select!! Couldn't get any further so based on that.....it's pants !!!!