mSikkay

mSikkay Free App

Rated 3.98/5 (125) —  Free Android application by Saral Ideas - Bada Impact Software LLP

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About mSikkay

mSikkay is Bank-to-Bank, mobile based petty cash transaction app for India. It is extremely user friendly, instant, safe, secure, powered by SMS banking (does not need Internet connection for transaction) using IMPS (i.e. 24x7 service).

Note / disclaimer:
This is a Beta Version of the app.
The app will continue to be tested with newer banks. Due to limitation of banks present in our geographical vicinity, we may not be able to cover 100%. We count on crowd testing to increase the coverage of banks. As the testing progresses the app, FAQ and facebook will be updated to reflect the latest status.

More details about the app:
mSikkay is simple, safe, secure fast way to do petty cash transactions in India. It is a bank-2-bank transaction between Payer and Payee. This s based on SMS banking powered by NPCI's IMPS service, hence
i) No internet is required for the transaction.
ii) Transactions can be done 24 x 7 x 365 days including Sunday and Bank holidays.

All banks that subscribe to IMPS funds transfer can be used for transaction in mSikkay.
Existing method of funds transfer via SMS is cryptic, time consuming and requires payer and payee to remember lot of information viz. account no, IFSC etc. needless to say it is not very popular.
mSikkay overcomes these shortcomings and further simplifies the process by large for use by common man.

Prerequisites for Payer
• Bank account with SMS-funds-transfer (SMS banking) enabled/ activated.
• mSikkay app on smartphone (on the registered mobile for SMS-funds-transfer).
• Bank account details set up on “My bank details screen” of mSikkay App.

Prerequisites for Payee
• Bank account with SMS-funds-transfer (SMS banking) enabled
• mSikkay code - code the contains payee’s bank account details, in printed or electronic form.
• A basic mobile phone (i.e. registered mobile for SMS-funds-transfer).
Money may be received irrespective of this mobile, but the mobile is essential to received credit confirmation SMS.
Further details can be found on the public Facebook page. (www.facebook.com/mSikkayInfo)

How to Download / Install

Download and install mSikkay version 1.13 on your Android device!
Downloaded 5,000+ times, content rating: Everyone
Android package: com.mSikkay, download mSikkay.apk

All Application Badges

Free
downl.
Android
3.0+
For everyone
Android app

App History & Updates

What's Changed
Total current count of banks
- Activated Send and Receive -- 17 banks
- Tested Receive ONLY -- 26 of 150 bank
Features and functionality:
- get MMID
- missed call balance
- Device finger printing + Cool off period when device change
- Pay to old paid entry
- share friends QR, A/c details on poster
- T&C
- In-build QR Code reader
- YouTube clip:How to add Bank, How to Pay
- Seamlessly sends sms thru right SIM (Dual SIM)
- Search payment history
- Auto refresh payment history
- CSV reports.
Version update mSikkay was updated to version 1.13
More downloads  mSikkay reached 5 000 - 10 000 downloads

What are users saying about mSikkay

G70%
by G####:

There are so many bugs they stop it working time waste headache on the time of registration it show unfortunately msikky stop working so many bugs kindly fix it and update it . highlight list of banks already work with this app

N70%
by N####:

They have done something, this is creativity. But I suggest you not to use this for transaction. This should be used for time killing purpose only.

P70%
by P####:

Problem is solutions

N70%
by N####:

Waste of time dont download

N70%
by N####:

Very nice app. Easy to use. No charges whatsoever.

N70%
by N####:

Very bad app

R70%
by R####:

Not work properly....

N70%
by N####:

What is mmid tel me

N70%
by N####:

Jio

N70%
by N####:

How to create account

N70%
by N####:

Choudhary

N70%
by N####:

Worst

E70%
by E####:

Bad

B70%
by B####:

Fantastic idea, need more support to work faster and easier way from all bank and government, faster promotional activities also to be made. At the moment I can't use but waiting until my bank support the required features

F70%
by F####:

Please help me How to save Nick name?? I am unable to save

A70%
by A####:

Without using Internet anyone can transfer money from one account to another

N70%
by N####:

Badly needed in India. All should promote this app

N70%
by N####:

Can't received mgs delivered and cnt registration fail such a third class I hv never seen,, jxt improve this app

K70%
by K####:

Nice app from pune BHAI BEHEN u r awesome love to have this app Thanks

N70%
by N####:

But how to generate mmid

F70%
by F####:

Great innovation

N70%
by N####:

Great App

V70%
by V####:

Good application

E70%
by E####:

Ramesh

N70%
by N####:

Excellent

W70%
by W####:

इसे कैसे उपयोग किया जायेगा,क्या दूसरे के अकॉउंट में ट्रांसफर किया हुआ पैसा प्राप्त करने के लिए उसके पास भी msikkey एप्प रहना चाहिए या नहीं

N70%
by N####:

U r not also try it

N70%
by N####:

Guys your doing realy grt work...i like this app...its rely easy to use...and simple

G70%
by G####:

Wow! What a great app. I just loved this

N70%
by N####:

Great job yaar

N70%
by N####:

This app very good i am used this app

N70%
by N####:

Pune is best as the inventor of this app is from pune

N70%
by N####:

kis ghuia ne app banayi hai

N70%
by N####:

MMID CODE NOT SHOW ...FIX IT

N70%
by N####:

Main download kiya iss app ko successful

V70%
by V####:

Nice brother and sister

M70%
by M####:

Gr8 idea.

M70%
by M####:

Most of the banks don't support this crap then why ????

M70%
by M####:

Brings in ease of payment and no worries about currency change

N70%
by N####:

Sanjay pachpande


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Rating Distribution

RATING
4.05
125 users

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