KBL SMARTz (UPI)

KBL SMARTz (UPI) Free App

Rated 3.99/5 (1,809) —  Free Android application by KARNATAKA BANK

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About KBL SMARTz (UPI)

KBL SMARTz (Secure Mobile App for Rapid Transactionz)


Mobile application built on UPI Platform for universal app transaction, which facilitates customers to add own and other Bank accounts linked to his/her registered mobile number. Customer can initiate payment ( push ) and collect ( pull ) fund transfer request based on virtual ID, Aadhar number , Bank account number with IFSC code, Mobilenumber with MMID.

Download self help guide from https://www.karnatakabank.com/ktk/KBL-upi-manual.pdf

VERSION 1.0.5 - Scan n Pay and Generate QR code and share

A) Allowed to initiate credit collect to a card not linked account .
B) Self help mode activated
C) QR code generator option to generate QR Code to receive instant payments by sender using KBL Smartz scan pay n pay option .
D) Bug fixes for Android 4.1 version
E) activation of user permission to access phone features .
F) Enhancements in UI/UX design

Pre-Requisites:

1. Registered Mobile number with the Bank where the account is held , sim should be in primary sim Slot
( case of dual SIM Mobile devices.)
2. Mobile Number should be registered with Bank for receving Transaction SMS Alerts
3. Should have a Valid Debit Card

Link any of your other Bank Accounts which is mapped to your registered mobile number
with valid Debit card
You Need not to be a KBL Customer to use KBL SMARTz
You Can initiate Money Collection Request ( PULL )
You Can View your Other Bank Account Balance
You Can Send money to Aadhaar Number, Virtual Address, Account Number & IFSC , Mobile Number & MMID (Mobile Money Identifier) .
You can receive money from Virtual Address ( Collect / PULL )

a) U2U (PUSH): UPI to UPI transaction (Basis Virtual Address, Account Number+IFSC, Aadhaar Number, Mobile Number+MMID). In this case, both the sending and the receiving bank are live on UPI.

b) U2U (PULL): Means UPI to UPI transaction (Basis Virtual Address). In this case, both the sending and the receiving bank are live on UPI.

c) U2I (PUSH): Means UPI to IMPS transaction (and Mobile Number & MMID). In this case, the sending bank is live on UPI but the receiving bank is live only on IMPS and not on UPI.

KBL SMARTz will have two PINs

1. App PIN ( 4 Digits) which is created while profile creation . Used for securing the App and opening.
2. MPIN ( 4 Digits ) which is created for each account using SET UPI credentials option. MPIN is used for completing the transactions as 2 nd factor authentication.

for more details http://goo.gl/zh1RxX

How to Download / Install

Download and install KBL SMARTz (UPI) version 1.1.1 on your Android device!
Downloaded 100,000+ times, content rating: Everyone
Android package: com.lcode.smartz, download KBL SMARTz (UPI).apk

All Application Badges

Free
downl.
Android
4.0+
For everyone
Android app

App History & Updates

Version update KBL SMARTz (UPI) was updated to version 1.1.1
More downloads  KBL SMARTz (UPI) reached 100 000 - 500 000 downloads

What are users saying about KBL SMARTz (UPI)

R70%
by R####:

This app is so creepy. It takes minimum 3 to 5 attempts every time to register via SMS. The user interface is so bad one can't imagine working with it flawlessly. While in it asks to press OK for each and every operations which is so horrible. Better to visit a branch or ATM rather than using this app. Dam it

Y70%
by Y####:

This app even doesn't start so no question of evaluating it. When starting it, it sends sms for verification and then error messages "No reply from provider". It seems there Servers are not online always to respond.

R70%
by R####:

App was fine until I had to change my phone. On the new phone it does not let me use my old vpa and I've to register a new vpa each time i install the app. That is disappointing.

R70%
by R####:

I can't able to use in HTC 826 device but 1 rupee will deduct on making continue .but shows SMS not provided ..showing like this .give solution any one

K70%
by K####:

Its an amazing app.. Good security too.. but i changed mobile n reinstalled app again... But i m getting sms not sent by provider.... Whats d problem???

R70%
by R####:

I don't know whether there is a problem in the app or from Bank !! Whatsoever I'm not able to transfer funds.. pls fix this ASAP!! Thank you

R70%
by R####:

I'm unable to use the app. Because after continue to next page on startup, Rs. 1.50 has been deducted from my mobile number. But at last it's showing "message not receive from provider".

R70%
by R####:

I gave all the permissions it asked for, yet it says unable to send SMS.. do you guys really tested app before release?? It's irritating .. please fix it ASAP

D70%
by D####:

It is not executing, always say network error and timeout try again

W70%
by W####:

When starting it, it sends SMS for verification but arrive as error and regarding this I haven even mailed to you people but there is no reply from you and kindly can you give me Ur toll free number

R70%
by R####:

I'm unable to log in after changing my phone , sms sent is not detected I'm struggling to even log in please fix it soon

R70%
by R####:

This app really too bad. Many times the transactions are unsuccessful. But the bank cuts the money from the account. I have faced this problem many times.

R70%
by R####:

It showing network error or try again, and they charging 1 rupee for every time when we going to excess.

R70%
by R####:

Now the app is working just fine. My earlier problem with app resolved

R70%
by R####:

Charged me for sms multiple times and did not work.....worst implementation

R70%
by R####:

This is do not good work for customers it eat customer balance and it makes to fake for customers so I don't belive this app and I tired more times but this one app is aetiology my mobile balance but didn't work

R70%
by R####:

This app very useful .but just two days back new card is collected but this app not ubtade the my ATM card.please corrective action available please share

R70%
by R####:

The worst mobile upi app. Not working.afterbtrying for 10 days now it's activated.

R70%
by R####:

Unable to use not getting registered, giving the error sms not received from the provider.

U70%
by U####:

Not able to send SMS after installing, it's coming as generic failure

R70%
by R####:

The app is not opening always say timed out

R70%
by R####:

Total waste of time. Just lost money trying to activate it.

I70%
by I####:

Every time i press on continue sms charges will deduct but i cant enter into this app!!! I continued more than 5 times but i can't use this app

R70%
by R####:

I am not at all able to open the app .

R70%
by R####:

Not able to login... App lags like hell.. Tired of it

R70%
by R####:

Just fed up... I cudnt evn open the app

R70%
by R####:

Please fix the issue..... Its show sms not received from providers.....

R70%
by R####:

I can't able to open this app why?

R70%
by R####:

I have downloaded this app but no further proceedings... It sends automatic msg to company and nothing happens further .

S70%
by S####:

InterBank Account Link App.easy to link other Bank account also...pls explore Live Chat option with Customer care..

C70%
by C####:

No able to do transfer from other bank

R70%
by R####:

I got this app but verification otp not received, I tried more time but not respond

B70%
by B####:

It's not working at all. Sms sent my registered mobile number but it is not working.

R70%
by R####:

Before it was good but now after updating worst app,

R70%
by R####:

how to generate virtual address please help in this

R70%
by R####:

1 smart many solution...grate .. wow!!!

B70%
by B####:

Very good app.... useful

R70%
by R####:

Lot more improvement on this APk

B70%
by B####:

Iam not getting opened this app,it says,can't proceed....

R70%
by R####:

Good but slow in money transfer


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Rating Distribution

RATING
4.05
1,809 users

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