My Credit Cards

My Credit Cards Free App

Rated 3.92/5 (817) —  Free Android application by Krackerjack Products

About My Credit Cards

My Credit Cards automatically manages all your credit cards in one place!

My Credit Cards will store all information related to your credit card on your android phone by automatically understanding the messages that the banks send to you without fail! Everytime you carry out a transaction or make a payment or a bill is generated for your credit card, your bank sends you a SMS informing you of that. Now, ourselves, with all thats going on in our lives and so many cards that we own anyway, it's next to impossible to keep a track of all this. They serve as good updates, but the only way for us to find out what our current unbilled is or how much payment needs to be made this month or anything else, the only way to do it maintain a ledger somewhere.

My Credit Cards simplifies all this. My Credit Cards reads these SMS, understands them and collates them in one place - on your android phone.

How does this work?

By itself! :)

On a more serious note, here's a description of how it works:
- It reads incoming SMS (on installation / update, it will read SMSs in your inbox)
- It sends the SMS to our server (This is a point of contention, we understand, hence, we've given our thought process below)
- The server understands the SMS and reverts with the key information from it
- The mobile application receives this information, performs the relevant tasks and stores the information on a local database

Thats it! Whenever you open the app, all information about your credit card is organized and waiting for you...

Which Credit Cards work with this app?

Currently, we support the following banks:
- HDFC Bank
- Citibank
- ICICI Bank
- IndusInd Bank
- American Express
- Standard Chartered (Regular / Manhattan)
- American Express
- HSBC
- SBI
- Axis Bank

We'll keep expanding this portfolio of supported cards - thanks to our policy of processing the SMS online on our server.

Why do we send your SMSs to our server?

First off, we never store / read any of your personal SMS.

Our objective : To provide a consistent and un-broken experience for our customers.

The problems :
1. Banks keep changing their SMS formats
2. Every bank sends 4-5 different kinds of SMSs - for transactions, for payments, for bill generation and then there are variations amongst these. Multiply that with the number of banks and we have a huge no of possibilities. Also, these are ever-changing possibiliities.

Our solution : We maintain the various "parsers" (a SMS format) on our server so that we can keep them updated. In which case, all the app needs to do is, send the SMS to the server and it will always know what to do with it.

Do we store any personal information about you?

No. At no point in time can we identify you with any personal information like your name, mobile no, your complete credit card no or your email address. The application generates a unique identifier on your phone the first time you run it and that is the only identification token that we have.

How to Download / Install

Download and install My Credit Cards version 1.2 on your Android device!
APK Size: 2.2 MB, downloaded 50,000+ times, content rating: Not rated
Android package: com.krackerjack.mycreditcards, download My Credit Cards.apk

All Application Badges

Free
downl.
Android
3.0+
Bug
buster
n/a
Not
rated
Android app

App History & Updates

What's Changed
Version 1.2
- SMS prioritization - should work now on devices where SMSs were not being read by the app properly
- Bug fixes - add EMIs easily now
More downloads  My Credit Cards reached 50 000 - 100 000 downloads
Version update My Credit Cards was updated to version 1.2
Version update My Credit Cards was updated to version 1.13
More downloads  My Credit Cards reached 10 000 - 50 000 downloads

What are users saying about My Credit Cards

D70%
by D####:

Very good app, liked the concept.. Has some flaws such as not supporting std Chtd bank and dashboard showing incorrect unbilled amount, still liked it..take this the next level...

Q70%
by Q####:

Now I can know my credit spendings in just one click. Needed an ads free version

D70%
by D####:

When I installed it that time my all transactions were shown in this app. But now it's not detecting transactions.

X70%
by X####:

Please link all the credit card details to registered mail I'd. If the mobile lost or wiped out we are missing the transaction history..

D70%
by D####:

App is not working .and it is not showing the update on time . Since two days onwards .I am using my card but it is not showing any details .

D70%
by D####:

Changing my rating from 4 stars to 1 star. Doesn't read expenses. Doesn't update payments automatically. Not worth downloading the App.

Z70%
by Z####:

Helping me to manage card payment

U70%
by U####:

This app provide many types of credit card detail.

D70%
by D####:

Showing wrong bills and ADs Will freak u out..

D70%
by D####:

Because unbeled amount is not carrect ok

D70%
by D####:

Good. Edit " too much ads, interferes a lot. Uninstalling. Rated to *

D70%
by D####:

Excellent

T70%
by T####:

I love my mom

D70%
by D####:

I like it

D70%
by D####:

The app is very useful.

D70%
by D####:

Only showing getting data

Y70%
by Y####:

Not detect to read standard chartered bank sms even though after adding 4 digit of card very sad

U70%
by U####:

I love it...It helps me very well in managing credit cards and transaction. The only crap is ads.. Giving 4*.

U70%
by U####:

Having issues with HDFC SMS, and bill generation, it is taking the balance limit as payable

B70%
by B####:

Very simple. Uses ur msg history to tell you how much is owed

W70%
by W####:

Not updating properly, on time

B70%
by B####:

So very good aap simply using aap

K70%
by K####:

Very very nice app

U70%
by U####:

Not reading SMS...

U70%
by U####:

App now reads sms-es... Problem resolved

U70%
by U####:

Nice app

U70%
by U####:

Very useful...

U70%
by U####:

I loved it

U70%
by U####:

Not tracking probably

Z70%
by Z####:

Very basic stuff. No useful derived info.... It's just a data capture... No value add

R70%
by R####:

It's helpful for all credit card users. ...i suggest this application to all my credit card user friends.

X70%
by X####:

Not able to detect to read standard chartered bank sms even after adding the card last 4 number manually so not that useful for me..Pl fix the issue

X70%
by X####:

Need improvements. Plz add PNB and other banks also.

X70%
by X####:

Liked the app cos its the only one I've seen that automatically captures data from SMS. Sometimes it's a pain coos it won't record all the transactions... Otherwise quite helpful.

U70%
by U####:

Can you explain the security of this app?. The device is sending all the SMS means then you can see all my message. Then what us the security? Give detail explanation. Your answer would be much more useful for all other

X70%
by X####:

App send your private messages over the network so privacy is blown away.

X70%
by X####:

its a good app but some sms are missed, plz fix the bug thx

H70%
by H####:

& not extra opesh

X70%
by X####:

Have an option to mark expenses as personal or official

X70%
by X####:

Keeps me updated with my Expenses.


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Rating Distribution

RATING
3.95
817 users

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