Debt Planner & Calculator with Banking Ledger

Debt Planner & Calculator with Banking Ledger Free App

Rated 3.60/5 (267) —  Free Android application by KickingLettuce Studios

Advertisements

About Debt Planner & Calculator with Banking Ledger

A beautiful, simple-to-use debt calculator and a monthly finance planner!

What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to SIX (6) debts supported and four (4) payoff strategies -- not including the debt snowball method which can be turned on for each.

As of March 2017 we have added a place to add Bank Accounts and manage your account ledgers! (As always, NO personal information required -- and we do NOT connect to your any accounts!). Enter each checking or savings account transactions manually and keep track of how much cash you have on hand! We have added a new Dashboard to keep track of your total debt, total cash, and upcoming payment reminders!

Also:

- We allow for Fixed or Variable payments.
- Monthly payment reminders in your device status bar (requires the app permission "When reboot is finished")
- Auto backup and restore!
- Export monthly planner to .csv, file.

============================
NOTE: There is a new, one-time, and very optional in-app purchase that will unlock (1) removing ads, (2) allow for unlimited debt, (3) allow for unlimited bank accounts, and (4) gives you access to custom monthly payments. This way you do not need to upgrade to a brand new app for more features. This small charge will support future development to this app.
============================

HOW TO USE THIS APP:

This app is designed for those who have a basic idea of what they need to pay this month. We will determine the rest based on your options. There is no option to tell us your budget.

Rather than giving us a lump-sum payment amount, THE USER WILL DECIDE how much to pay in the first round of payments FOR EACH CARD. Not the minimums, but your actual planned payments. We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. You can play with the numbers to tweak your own plan.

NOTE: This app does not support bi-weekly payments (only monthly).

==================

SUPPLEMENTAL INFO

Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it. It will also factor in potential balance transfer fees and promotional rates as well!

Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!

Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.

How to Download / Install

Download and install Debt Planner & Calculator with Banking Ledger version 7.4.05 on your Android device!
Downloaded 50,000+ times, content rating: Everyone
Android package: com.kickinglettuce.debtplanner, download Debt Planner & Calculator with Banking Ledger.apk

All Application Badges

Free
downl.
Android
4.4+
Bug
buster
For everyone
Android app

App History & Updates

What's Changed
- Bug fixes for debt calculation
- Move ledger delete from edit dialog to ledger row menu
See in-app changelog for recent update history
Name changed  Name changed! Debt Planner & Calculator now is known as Debt Planner & Calculator with Banking Ledger.
Version update Debt Planner & Calculator with Banking Ledger was updated to version 7.4.05
Version update Debt Planner & Calculator with Banking Ledger was updated to version 6.1.5.01
Version update Debt Planner & Calculator with Banking Ledger was updated to version 6.1.03

What are users saying about Debt Planner & Calculator with Banking Ledger

S70%
by S####:

What's the point of custom payments each month if they are deleted?

S70%
by S####:

Great app, one thing I would like to see is adding a custom payment on top of the minimum payments of all debts.

S70%
by S####:

Very handy, but wish it supported bi-weekly payments, as all my debt are set up this way!

U70%
by U####:

Very disappointed in this app everytime I try to go back to something it's completely shuts down I have to restart it. I want a refund for the money I spent on this junk. I want the administration to answer me and let me know my refund is going to be issued immediately.

Y70%
by Y####:

Great app! However, for the monthly breakdown add a total of how much money is being applied that month pay off the debt. This would be extremely useful as the user would know how much of their income is going towards paying debt for that month. Thank you.

N70%
by N####:

Would give you 5 stars if you had a section for bill pay. The debt manager is fantastic. But currently having to use two apps one for debt managing and one for bill reminder and check ledger. I see you have a section for check ledger but not bill pay. I would even consider buying the pro if a bill reminder section was added.

S70%
by S####:

I am so happy that there are finally new updates, and I can try the payments options first, before buying them 5 star. Very impressed that they listen to feedback from there customers. Great job guys, hope you come out with more apps.

S70%
by S####:

I was looking for a debt managing app that allows for paying off the bills with snowball payments. It is perfect for me!!! Thank you!

S70%
by S####:

Only supports monthly payments, no specific international localisation outside of developer's country (eg. Never heard of APR in Australia) and intrusive full screen ads.

S70%
by S####:

The main point of the app is locked behind a payment. You can't even test it before paying.

S70%
by S####:

Simple debt record manager

S70%
by S####:

Nice Visual Ux, but I need something that will connect to, automatically import and update my account information.

R70%
by R####:

Old version worked. Now that they updated it, my payments don't snowball properly now.

S70%
by S####:

Wish it had pie chart viewing. I've found free apps with more capabilities but the ads are annoying. Would like to see a payment option and history instead of entering my balance each month. An option for to add spending to credit cards whenever used would also be nice.

S70%
by S####:

Used to work like a charm now when I tell it to analyze the repayment of my bills to see when payoff will happen it starts shrinking the payments to almost nothing on debts that aren't even close to being paid off

S70%
by S####:

I'm upset, I switched phones and when I reloaded the app I lost all my information

L70%
by L####:

Nice App!!

B70%
by B####:

Great App really easy to use and good looking interface. It would be better if you add some more currency, in my case DKK Danish kroners or simply Kr for both Norway, Sweden and Denmark.

X70%
by X####:

Very organized. Great app

B70%
by B####:

I like the simplicity of the app. It's easy to use and has a streamlined look. The only downside I have found is that it would be nice to put a payoff date in for lines of credit (such as a car loan) that have a set payoff date. This calculates me paying payments on a truck a year after the actual payoff date so my estimated debt free date appears to be way off. For credit cards, the payoff is not set in stone but this feature would be nice for other loans that do have a set payoff.

S70%
by S####:

This app is a great way to get a visual for paying off debt. I love that there are multiple payoff strategies including snowball. I would prefer/request to have another option to separate loans from credit card debt. That way you can have a separate payoff date for each. I will be recommending the app as is.

V70%
by V####:

I love this app! I'm a creative person (read: not a math or finance person lol) and in about ten minutes I had it filled out and I'm off to the races!

S70%
by S####:

This is the perfect app. I've always needed to know a plan or have some type of structure in paying off my debt.This app gave me what I needed to see without me going insane to figure it out or paying a company to do this for me. With this app I see the progress and step by step if what I need to do. I also receive same-day response and same-day resolution. So if you experience any issues please reach out directly for help. BEST APP EVER!!!! MY FUTURE IS LOOKING BRIGHTER! THANK YOU!

C70%
by C####:

This is the perfect app. I've always needed to know a plan or have some type of structure in paying off my debt.This app gave me what I needed to see without me going insane to figure it out or paying a company to do this for me. With this app I see the progress and step by step if what I need to do. I also receive same-day response and same-day resolution. So if you experience any issues please reach out directly for help. BEST APP EVER!!!! MY FUTURE IS LOOKING BRIGHTER! THANK YOU!

M70%
by M####:

Great app and works perfectly, had it since 2012. Would like to be able to account for weekly &/or biweekly payments effects on interest, apply custom payments to principle only, and Alter future payments.

W70%
by W####:

I dont understand why if I have set it to pay 5.00 a mont for example, when I run the report it only shows it applying 4.83...

R70%
by R####:

It's OK. Custom payments need to be adding extra payments not overriding minimum.

R70%
by R####:

Very confusing app. I tried to put in my minimum and it keeps telling me to make the minimum more . Also when I go to add a payment it wants me to manually calculate the new owed amount. What is the point of that? I might as well use pen and paper to figure out the same thing.

Y70%
by Y####:

Thank you.

Q70%
by Q####:

What's the point of custom payments each month if they are deleted?

Q70%
by Q####:

I love it

Q70%
by Q####:

This app seems well designed and functional. However, the full screen video and audio ads and persistent popups requesting purchase, combined with the messaging coaching users about how to review the app make everything feel a little but sleazy. Blackmail is not an effective monetization strategy.

G70%
by G####:

I am love this app...its definitely helped me get ahead in paying off debts in only a fraction of the time. It would be basically perfect, in my opinion, if it allowed you to add your monthly income (to propose making more on a payment), a calendar showing your due dates, can configure for savings plan and biweekly payments which also saves interest.

D70%
by D####:

Good app but i wish it would give the user an option to save the pay down schedule in the app along with having the export feature.

D70%
by D####:

It is a very useful tool to help strategically pay off your debt. It helped me visualize how fast I could pay off debt and see how much interest I would pay overall.

X70%
by X####:

A little confusing. When I record a new payment it asks me for the new balance rather than the payment amount I made. There should be an option for that.

D70%
by D####:

The new update is wonderful!

L70%
by L####:

New update to app does not work. I have tried 4 times to go into it since the update...and nothing

D70%
by D####:

Nice App for planning and comparing multiple payoff strategies. Easy to use

U70%
by U####:

I dig it... how much for the paid version?


Share The Word!


Rating Distribution

RATING
3.65
267 users

5

4

3

2

1