Earn 8%+ interest & no lock-in

Earn 8%+ interest & no lock-in Free App

Rated 4.45/5 (1,000) —  Free Android application by FinoZen

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About Earn 8%+ interest & no lock-in

Start with Rs. 500, earn interest regularly (8%+ per annum) and withdraw instantly 24X7 back to your bank account. Invest now through FinoZen!

FinoZen is an investment app using which your idle money can make 8%+ interest pa without any lock-in & with high safety/security. Your money will grow regularly and you can withdraw it instantly 24X7 back to your bank account. You can start with as low as Rs. 500. So, there is no need to keep money in savings account or digibank or payment bank anymore! Keep it in your FinoZen account and withdraw whenever required.


FinoZen App Highlights

✪ Gain 7% to 9%* interest rate per annum – one of the best investment app in India
✪ Money gets invested in Reliance Mutual Fund (Money Manager Plan) – Now Simply Save with Reliance Mutual Fund
✪ FinoZen works like a mobile wallet just that in FinoZen your money grows regularly instead of staying idle and you can withdraw your money back to your bank account anytime instantly without penalty!
Track investments and withdrawals anytime. Moneyview inside your FinoZen account.
✪ Interest on your amount gets credited in your account on a Regular basis. FinoZen will become your best Personal Finance and Money Manager app
✪ 3 min. completely paperless account creation (Online KYC Registration)
✪ 1st completely legitimate earn money app for android. Now earn money online completely safely and securely with FinoZen
No TDS for investments and indexation benefits after 3 years. Cleartax advantage.
✪ Invest using internet banking or any debit card
Instant withdrawal to bank account
✪ Excellent Customer Support
✪ Completely online 2 min. KYC or eKYC

Is your hard earned money sitting idle in savings account or digibank or airtel payment bank accruing low interest rate?

FinoZen gives you access to high returns on your idle money. With FinoZen app,you can simplysave and your idle money can earn an interest of 7% to 9+%* pa. Ease of usage of FinoZen is like any e wallet app. FinoZen is as straight forward to use as an e commerce app. Now, earn money online!

What is FinoZen business model?

This service is free for users because we get a very minimal commission from mutual fund company to the tune of 0.05%-0.25% per annum i.e. if you deposit Rs. 10K with us for a year, we get Rs. 5 - 25 (while you as an investor can make upto Rs. 850!). FinoZen is tied up with MF Utilities (MFU), CAMS (myCAMS), KARVY and NSE NMF.

The banks that are supported for investments:

Axis B, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara B, Central Bank, Citibank, Dena Bank, HDFC B, HSBC, IDBI B, IndusInd B, Kotak Mahindra B, Punjab National B (PNB), Punjab and Maharashtra Co Op B, Saraswat B, State Bank of India (SBI), Standard Chartered B, Union Bank of India, Vijaya B, Yes B

Not Supported: Airtel Payment Bank, DBS, Citi Bank

Why don’t I know about liquid mutual funds by now and are they subject to market risk?

Liquid mutual funds pay lowest commission in the Industry, while we get only Rs. 5-25 (for your 10K investment over a year), an equity mutual fund (which is completely dependent on market risk) can fetch upto Rs. 200, hence any normal mutual fund advisor will usually suggest you an equity fund for a long term investment.

Liquid mutual funds are lowest risk funds and have been traditionally used by companies to simply save money for short period (1 day to 3 years) now we are bringing the same functionality for an individual investors. You can earn money online on a regular basis from these funds.

Other apps providing similar simplysave service: MyUniverse, FundsIndia, Scripbox, ETMoney, Aditya Birla My Universe, BankBazaar, paisabazaar, ET Money

I still have a few questions. How can I get in touch with you?

Email: support@finozen.com
Phone: +91–9206073021

*Based on returns of FY15-16

How to Download / Install

Download and install Earn 8%+ interest & no lock-in version 2.0.19 on your Android device!
Downloaded 10,000+ times, content rating: Everyone
Android package: com.ionicframework.helloandroid962651, download Earn 8%+ interest & no lock-in.apk

All Application Badges

Good rating
Free
downl.
Android
4.4+
For everyone
Android app

App History & Updates

What's Changed
Our features
a) Earn upto 9%* pa on your savings account balance.
b) Start investing with Rs. 500.
c) Interest credited DAILY
d) Instant Withdrawal, 24X7, 365 days.
e) 3 Min. completely paperless account creation.
f) Very high safety and security of your money.
Happy Investing!!!
Version update Earn 8%+ interest & no lock-in was updated to version 2.0.19
More downloads  Earn 8%+ interest & no lock-in reached 10 000 - 50 000 downloads
Name changed  Name changed! FinoZen now is known as Earn 8%+ interest & no lock-in.

What are users saying about Earn 8%+ interest & no lock-in

Y70%
by Y####:

Use FINOZEN App referral : (8 9 5 6 7 3 7 8 2 3) for get 50 rs free cash cashinstall Above App r e f e r : (above code) get 50 free cash Honest app The are only a few apps that arelegitimate. Also use Above app is a newer app refer (Above code) get 50 frre cash but is very reliable. I redeemed 50 on the April 3Th,and got the money instant. (1 night later) I would recommend this app. The Customer service also exists, they are there to answer questions and help you out. Try this App, you will like it

Y70%
by Y####:

They always pop up with referral id so that you and the referred get 50 rs both. I referred one but neither of us got 50 rs. I sent them mail complaining and they had promised to resolve this, that is about 3 weeks ago. No solution till date, that's the fake promise.

U70%
by U####:

Faltu ka app h. Refer ke name par kuch nahi dete chahe jitni complane note karvao. Finley mai apne sabhi dosto ka amount withdrowl karva raha hu. And intrest ke name muskil se 4 percent bhi nahi h. Totlly useless. Aaj tak 1 rs bhi nahi diye and bolte h bank account check karo ajib majak h

U70%
by U####:

This app really helped me making my money grow faster good app for Investment it's fully safe nd secure I like it terms and conditions very well and minimum startup with 500rs only thanks to finozen

Y70%
by Y####:

Use (9 0 3 8 1 8 9 8 5 4) in App Referral to get Rs 50, Free cash. One of the very few Legitimate app, i already got mine, and am enjoying its services.

U70%
by U####:

These people are not giving us orignal returns. For example in investment calculater, which is provided in app; it shows a gain of around 23 rupee for 14000 in 7 days but all i get is 12 rupees in that period. I would suggest all users to keep an eye on your gain and find it out yourself. If we put our money directly in the same mutual fund in which this app claims to invest, we ll get orignal​ return, much higher gain on our capital.

U70%
by U####:

I have encountered irregularities in interest gain. The gain is not reflecting on my account on daily basis. Please do something about it otherwise it will surely affect your customer base.

U70%
by U####:

My Friend joined using my referral But I didn't get my referral cash

U70%
by U####:

Your app still can't recognize correct ifsc code tried many times still no improvement .

N70%
by N####:

What an app with best ui for a dumb person like me

O70%
by O####:

....Saturday - Sunday ka interest nahi milta kya

P70%
by P####:

awesome app and i am able to earn amount

Y70%
by Y####:

Great app.instant withdrawal. Also high return ..best for monthly earning..by investment.. I like it

U70%
by U####:

This is very good app and its very helpful for me to growing money

U70%
by U####:

Great app will recommend to anyone who sees this comment

U70%
by U####:

Really great app ,helpfully in many ways ,osmmm....

X70%
by X####:

Very good investment service

Z70%
by Z####:

Its so good

Q70%
by Q####:

GOOD CONCERN

U70%
by U####:

Nice app

U70%
by U####:

Use "FINOZEN" App referral : (8 9 5 6 7 3 7 8 2 3) for get 50 rs free Cash cashinstall Above App r e f e r : (above no. ) get 50 rs cash Honest app The are only a few apps that arelegitimate. Also use Finozen is a newer app refer (Above number) get 50 rupees cash but is very reliable. I redeemed 50 on the April 7th,and got the money instant. (1 day later) I would recommend this app. The Customer service also exists, they are there to answer questions and help you out. Try this App, you will like it

U70%
by U####:

We can trust on these guys but the returns are never more than 6.5%. Also your money will actually reduce on some days. The app also has bugs, it shows wrong return values. Not possible to track back the returns on daily basis.

U70%
by U####:

Very supportive customer care team.. totally impressed.. Problem solved within 9 hours.. Hats off..

U70%
by U####:

I am very much impressed with the customer service

U70%
by U####:

Its good app to invest in short term plan instead of putting money in your saving account. facing issue to add money now. But now issue has been resolved with updated version.

U70%
by U####:

Very nice investment app. Also customer service is excellent, they help you with each problems and doubts nicely✌

U70%
by U####:

One of the best app for investment and new update is very good and u also started web app so that user can easily invest in webapp also

U70%
by U####:

I had an issue, but the team was awesome they resolved it pro

P70%
by P####:

Please add RuPay card for second investment. I like this app..let me know when you add RuPay card

U70%
by U####:

Kitne din me paisa load hota h finozen me sir

U70%
by U####:

Please add tab to show daily earnings.

X70%
by X####:

Works flawlessly..

Y70%
by Y####:

nice app

N70%
by N####:

Use FINOZEN App referral : (8 9 5 6 7 3 7 8 2 3) for get 50 rs cash cashinstall Above App r e f e r : (Above code) get 50 cash Honest app The are only a few apps that arelegitimate. Also use Above is a newer app refer (Above code) get 50 cash but is very reliable. I redeemed 50 on the April 6Th, and got the money instant. (1 day later) I would recommend this app. The Customer service also exists, they are there to answer questions and help you out. Try this App, you will like it

Z70%
by Z####:

Seems good, but has issues. For one, instant withdrawal isn't working even after more than a week of opening account. It's really important if you need your money urgently. What's good is that they also have desktop website access in case you have issues with the app, or if you don't have your smartphone for some reason. This is really important as android apps can be idiosyncratic and you can loose access to your account. Already experienced this with Digibank. Lastly, only half of the mentioned Rs. 100 referral bonus credited. Not good. Leaves a -ve impression of the brand.

U70%
by U####:

First time:Ah! A great start I just can't activate bye you lost a customer please work hard fix it before you loose you current customers But it's second time it has worked fine Mr. Mudaliar Good Morning and thanks for your assistance. My feelings have changed and I wish this company grows to hieghts. BTW can I invest in your company for partnership

U70%
by U####:

Extraordinary App. Guys this is the real deal. I personally have invested Rs5000 just to see whether this app works or not. I've got 8.2% returns. Money in this app completely secure because in reality the money is neither in the app nor with finozen, it is deposited in the Mutual fund. I've checked many websites to see any fraud or other complaints about Finozen but found none. I'm going to invest more. All job holders feel free and secure to invest in this app, correction... invest via this app. Almost forgot, customer care is awesome, obedient and patient to answer all your queries. They answer all your calls, unlike the stupid bank customer care centres.

C70%
by C####:

I loved this app because my money is as much as safer than banks.Please check below points why it is safe: 1)If you invest through this app your money directly goes to mutual funds. 2)When you try to withdraw your money it directly comes to your registered bank account. 3)By mistake if you submits wrong bank details then we will get check to our address from directly Mutual fund. So as per my knowledge this app is very safe n secure for your money.

Z70%
by Z####:

Each and every time I try to connect customer care I get to listen that all customer care are busy but instead of connecting to customer care the line get automatically disconnected after 1.5 min each. Is it like that as I have invested and a registered customer so I don't have any value. After long time my issue ( Referral money ) was solved . At first customer care was not cooperative but at last they showed that they are really there to help customer. I appreciate there way to help specially Mr Murli . Plz keep this on . And I will refer more person to finozen looking after there eagerness to help .

U70%
by U####:

The app seems to be good but they seem to have made bald promises by stating that you get Rs. 50/- as referal amount after 5 working days of the transaction by the person you have referred but they do not credit the amount to your account. So, there is no point in referring the app. If you write email regardinf this, you get a normal reply that your issue has been raised but they do not solve the issue.


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Rating Distribution

RATING
4.55
1,000 users

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