Finomena - EMI without Cards
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About Finomena - EMI without Cards
Looking to buy your dream mobile, laptop, musical instrument, home appliances, DSLR camera, furniture, educational classes online or other items on EMI without credit card? Well, we have something even better for you - FMIs (Flexible Monthly Instalments). Buy now, pay as you want, when you want.
We offer products:
On EMI without credit card, or, On EMI on debit card:
Finomena enables you to buy anything you want, on EMI without credit card, or, on EMI on debit card. Everything you can think of, is now more affordable than ever.
1. Mobiles on EMI without credit card:
- Buy an iPhone 7 on EMI from Rs 4633/mon
- Buy a OnePlus 3 on EMI from Rs. 1900/mon
- Buy an iPhone 6S on EMI from Rs. 3500/mon
- Buy a Google Pixel on EMI from Rs. 3773/mon
Have some other mobile phone on mind? Through Finomena, you can buy any mobile on EMI without credit card. The challenge for you is to decide which one you want to buy, when it’s so easy to buy each one of them.
2. Laptops on EMI without credit card:
- Buy a MacBook on EMI from Rs. 4500/mon
- Buy HP Pavilion laptops on EMI from Rs. 1039/mon
Buy a laptop on EMI through Finomena, and worry just about the specs. We’ll handle the evil price tag.
3. Furniture on EMI without credit card: Buy beds, sofas, recliners, dining tables, study tables and more on EMI using your debit card.
4. Electronic appliances on EMI without credit card: Buy refrigerators, washing machines, TV, AC on EMI on debit card.
These are just a few categories, you can own a lot more through Finomena. Just let us know what you wish to buy, anything! And if it’s something which can help you be more productive in your life, or help you a lot in some other way, we’d love to offer a loan for it.
At Finomena, you can buy anything now, and pay later in flexible monthly instalments.
This is how it works:
1) No credit card required, buy everything you wished for on EMIs on debit card
2) Quick process - Just choose your product, and remember 1,2,3:
1 day decision, 2 day delivery, 3 min application process.
3) Just copy and paste any URL from Flipkart, Snapdeal, Amazon, Urban Ladder, Pepperfry, Paytm or other e-commerce websites, and the app will import the product and its price details from the URL. For websites where we can't import automatically, just use the ‘Other’ option and write the price yourself.
4) Choose your product, then choose whatever combination of cash down-payment, monthly instalments and number of instalments suits you best.
5) Fill in your details, upload required documents and once we approve your loan request, we will place the order with the e-commerce merchant and they will ship your product to your address ASAP!
6) We're always available on chat on the app, to answer all your questions!
Dare to dream with Finomena.
Problems downloading or installing the app? Email help@finomena.com. For anything else, visit our website on https://www.finomena.com/
We offer products:
On EMI without credit card, or, On EMI on debit card:
Finomena enables you to buy anything you want, on EMI without credit card, or, on EMI on debit card. Everything you can think of, is now more affordable than ever.
1. Mobiles on EMI without credit card:
- Buy an iPhone 7 on EMI from Rs 4633/mon
- Buy a OnePlus 3 on EMI from Rs. 1900/mon
- Buy an iPhone 6S on EMI from Rs. 3500/mon
- Buy a Google Pixel on EMI from Rs. 3773/mon
Have some other mobile phone on mind? Through Finomena, you can buy any mobile on EMI without credit card. The challenge for you is to decide which one you want to buy, when it’s so easy to buy each one of them.
2. Laptops on EMI without credit card:
- Buy a MacBook on EMI from Rs. 4500/mon
- Buy HP Pavilion laptops on EMI from Rs. 1039/mon
Buy a laptop on EMI through Finomena, and worry just about the specs. We’ll handle the evil price tag.
3. Furniture on EMI without credit card: Buy beds, sofas, recliners, dining tables, study tables and more on EMI using your debit card.
4. Electronic appliances on EMI without credit card: Buy refrigerators, washing machines, TV, AC on EMI on debit card.
These are just a few categories, you can own a lot more through Finomena. Just let us know what you wish to buy, anything! And if it’s something which can help you be more productive in your life, or help you a lot in some other way, we’d love to offer a loan for it.
At Finomena, you can buy anything now, and pay later in flexible monthly instalments.
This is how it works:
1) No credit card required, buy everything you wished for on EMIs on debit card
2) Quick process - Just choose your product, and remember 1,2,3:
1 day decision, 2 day delivery, 3 min application process.
3) Just copy and paste any URL from Flipkart, Snapdeal, Amazon, Urban Ladder, Pepperfry, Paytm or other e-commerce websites, and the app will import the product and its price details from the URL. For websites where we can't import automatically, just use the ‘Other’ option and write the price yourself.
4) Choose your product, then choose whatever combination of cash down-payment, monthly instalments and number of instalments suits you best.
5) Fill in your details, upload required documents and once we approve your loan request, we will place the order with the e-commerce merchant and they will ship your product to your address ASAP!
6) We're always available on chat on the app, to answer all your questions!
Dare to dream with Finomena.
Problems downloading or installing the app? Email help@finomena.com. For anything else, visit our website on https://www.finomena.com/
All Application Badges
Good rating
Free
downl.
downl.
Android
4.0.3+
4.0.3+
Android app
App History & Updates
Version update Finomena - EMI without Cards was updated to version 1.11.59
More downloads Finomena - EMI without Cards reached 100 000 - 500 000 downloads
Name changed Name changed! Finomena - Buy anything on EMI now is known as Finomena - EMI without Cards.
What are users saying about Finomena - EMI without Cards
R
by R####:
by R####:
I applied for loan 5 days ago. If i am not aligable fine decline my file. But Give me fast decision what happened with my approvle.... Then i look for other sources.
A
by A####:
by A####:
I Dnt have cradit card Thts why I use this app .. Nd it's show 94 hrs to wait for ppr work Nd all it's been more thn 100 hrs Nd still ntg hppend .. this is nt even confirming wat is happening or nt .. I need to know wat is going on
O
by O####:
by O####:
I have applied for loan one week ago you said you would took 4 days but its now over and more 2days still my laon doesn't approve. Please sanction it as soon as possible. Thanking You
Y
by Y####:
by Y####:
Sir mere apply kiye hue 1 week ho gya pr abhi tk decision pending hai pls ise jldi se approve kr dijiye...plsss
P
by P####:
by P####:
Yar pagal bnate hai ye log loan krte nhe hai upar se 10 to 20 day late hai ans krne mai jisme no he bolte hai farzi hai sab
B
by B####:
by B####:
My reference code is 7wrq4f Great loan service for needed people.Thanks for loan for does not have credit card. Thanks again
Y
by Y####:
by Y####:
Very very lazy and studied app
Y
by Y####:
by Y####:
More than a month is over, still showing ' decision pending' ... You should convey negative or positive within stipulated time!!
Y
by Y####:
by Y####:
If its emi is without depit and credit card how we need to pay money in monthly...?
Y
by Y####:
by Y####:
It's taking too much time for approval
E
by E####:
by E####:
Hey Team Finomena I have applied for AC loan it is showing 63 hrs why and when my loan will be approved
X
by X####:
by X####:
Very quick and completely satisfactory app. Everyone should go for it!
Y
by Y####:
by Y####:
Very quick process thr credit cards
D
by D####:
by D####:
Love it
J
by J####:
by J####:
Well late review... But this app rocks, i purchased S6 edge about 5-6 mnts ago n this app works like magic.... I was jus googling hw cn i go with an EMI option without having credit card bajaj finance wz an option but i waa denied being below 22 but this app is super cool... Nt only did the employees are friendly but they also work after shift jus to complete the left over procedure... A special thanks to mr. Benjamin this guy helped a lot... You guys are doing a great job.. And the app is as smooth as butter kudos
Y
by Y####:
by Y####:
From last 15 days you were telling that you were upgrading your system. Please donot make false excuses or promises if you can't fulfill it. Or either please give some satisfactory reason if any problem really exist. Really worst experience for me :(
Y
by Y####:
by Y####:
Its really worst app i never seen like this service in my life time worst cc no one will give proper response also guys dont buy any products un this app it will kill ur time only
S
by S####:
by S####:
They all are cheaters and lier bcz 1st he said it will 95 hours nd afte mine 95 hours are completed later illask him when I'll get my decision they said we. Are upgrading our systems and all applications are on hold its take few days bla bla they all are making excuses they all are cheaters and fraudster be aware people this people are lier cheaters and fraudster they all are excuse maker..
A
by A####:
by A####:
I waiting for my loan approval 3 days ago. I upload my documents and finomena notifiyed me that your documents are verified but stil not get Approval... what is the problem ??
Y
by Y####:
by Y####:
My dream has came true. Placed my order waiting for the product to reach me. Wonderful support my finomena team. Will refer my frnds also from now on
X
by X####:
by X####:
i love this apps ....credit card not eligible for all ....but thiss apps is great .....loan approval Good & tnx Finomena ...... Tnx again & again
Y
by Y####:
by Y####:
I have completed my first loan successfully and received NOC from Finomena. Excellent work. Soon I will complete my second loan too. Thank you Finomena...
Y
by Y####:
by Y####:
Awesome but please help me because I want to purchase Moto g5 plus lunar gray and it only showing fine gold model in selected product I tried changing the product in the option but it only showing gold instead of grey plz help!
Y
by Y####:
by Y####:
It's the best app for EMI. It's suitable for a common man who don't have a credit card.. And the employees are simply awesome.. Great response and respect.. thanks for his wonderful concept and company..
X
by X####:
by X####:
A total waste of time. Loan application doesn't show any progress.
Y
by Y####:
by Y####:
It's really a dream come true. The fantastic customer service and this way of thinking really helps a lot of young professionals like me
N
by N####:
by N####:
Very bad app its about 10 days still the loan is processing
Y
by Y####:
by Y####:
I love this app I am purchasing redmi note 4 Successful this site and i I am very happy Thanks for Finomena Finace
W
by W####:
by W####:
Fraud.I apply a loan 28 march 17 aur aaj ki date main bhi ye decision pending bata rahi hain.brothers and sisters aap iske chakkar main na phase aapke submit ki gai documents ka galat istemal ho sakta hain..
Y
by Y####:
by Y####:
This is a very lazy company I uploaded my all documents on 31st march and company says we give approval in only 96 hours.but In my case its still showing pending on 10th of april.And a very bad communication support.and this company does not give loan on zero down payment.At last I dont recommend for this company.
Y
by Y####:
by Y####:
Got approved on 30.3.2017 great customer support. service is great. Highly recommended.
N
by N####:
by N####:
Bahut fake app hain ....never install it
S
by S####:
by S####:
I applied for the loan last mnth Really i am dissapointed with this aap They sent me the msg on 23 march your primary documents has been verified by us your application is on under process the dicession will be conveyed to you soon After 1 week i send a msg abt my approval on 27 march they replied me yes your documents are moved onto the next step of the process
Y
by Y####:
by Y####:
Applied for loan 21 finally got approved
Y
by Y####:
by Y####:
My documents are verified by they dont provide information regarding whether my loan is sanctioned for not
Y
by Y####:
by Y####:
Really good app ..helped me alotttttt I suggest everybody to go with it blindly
V
by V####:
by V####:
Loan Not Approved By Finomena ! :(
Y
by Y####:
by Y####:
Friendly user app
R
by R####:
by R####:
This app is totally uselfull
by Y####:
Hello finomena .. Your service is very good.. I applied loan date of ..12/04/2017 You said loan approve time take 95 hrs . Today finished 95hr...plz..tell me when my loan approve..becoz.i don't have smartphone..i useing my elder brother mobile .....so my humble request plz..my loan approval shortly.... Thannkx..Davinder chauhan i hope finomena u reply me shortly...