Kredivo
Free App
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About Kredivo
Wish you had a credit card but got rejected? Concerned about using your credit card due to security fears? Unsure if the merchant will send you the product that you’ve purchased? Then Kredivo is for you. It's simple, fast and safe.
Get a transaction limit of up to Rp 1.500.000 instantly for Pay in 30 days, or up to Rp 20.000.000 for 12 month cicilan. For Pay in 30, Kredivo charges 0% interest. For cicilan, you pay an interest of 2.95% per month.
Using your self-reported, phone and alternate data, Kredivo evaluates your credit worthiness in real time and qualifies you for an instant transaction limit. The application process takes less than 1 minute and approval is granted within 24 hours. Once approved, you can buy and checkout on your favorite ecommerce stores with 2 clicks and best of all, pay later in 30 days or get cicilan for 3 or 6 or 12 months. It's as easy as 1-2-3!
Kredivo: Your E-commerce Credit Card
Payment Period: 30 days (minimum)
Interest: 0%
Downpayment: Rp0
Payment Period: 3, 6, and 12 month
Interest: 41.74%/year (2.95%/month)
Interest is only counted towards outstanding amount
Downpayment: 20%
Transaction Simulation:
Transaction amount Rp2,000,000
30 Days
Interest: 0%
Total amount paid: Rp2,000,000
3 Month
Downpayment (20%): Rp400,000
Monthly installment: Rp570,860
Total amount paid: Rp2,112,580
6 Month
Downpayment (20%): Rp400,000
Monthly installment: Rp300,060
Total amount paid: Rp2,200,360
12 Month
Downpayment (20%): Rp400,000
Monthly installment: Rp165,370
Total amount paid: Rp2,384,440
Problems downloading our app or have any feedback? Ping us at support@kredivo.com.
Get a transaction limit of up to Rp 1.500.000 instantly for Pay in 30 days, or up to Rp 20.000.000 for 12 month cicilan. For Pay in 30, Kredivo charges 0% interest. For cicilan, you pay an interest of 2.95% per month.
Using your self-reported, phone and alternate data, Kredivo evaluates your credit worthiness in real time and qualifies you for an instant transaction limit. The application process takes less than 1 minute and approval is granted within 24 hours. Once approved, you can buy and checkout on your favorite ecommerce stores with 2 clicks and best of all, pay later in 30 days or get cicilan for 3 or 6 or 12 months. It's as easy as 1-2-3!
Kredivo: Your E-commerce Credit Card
Payment Period: 30 days (minimum)
Interest: 0%
Downpayment: Rp0
Payment Period: 3, 6, and 12 month
Interest: 41.74%/year (2.95%/month)
Interest is only counted towards outstanding amount
Downpayment: 20%
Transaction Simulation:
Transaction amount Rp2,000,000
30 Days
Interest: 0%
Total amount paid: Rp2,000,000
3 Month
Downpayment (20%): Rp400,000
Monthly installment: Rp570,860
Total amount paid: Rp2,112,580
6 Month
Downpayment (20%): Rp400,000
Monthly installment: Rp300,060
Total amount paid: Rp2,200,360
12 Month
Downpayment (20%): Rp400,000
Monthly installment: Rp165,370
Total amount paid: Rp2,384,440
Problems downloading our app or have any feedback? Ping us at support@kredivo.com.
All Application Badges
Good rating
Free
downl.
downl.
Android
4.1+
4.1+
Android app
App History & Updates
Version update Kredivo was updated to version 2.3.6
More downloads Kredivo reached 500 000 - 1 000 000 downloads
Name changed Name changed! Kredivo - Jabodetabek now is known as Kredivo.
What are users saying about Kredivo
A
by A####:
by A####:
Thanks kredivo..udah gk perlu repot ke bank lagi bisa punya limit..tmbah referal (kredmyw) dapet diskon lagi..benar-benar aplikasi yg membantu !!recomended banget buat yg suka belanja online..merchant partnernya banyak lagi.....
Y
by Y####:
by Y####:
Cepet banget aprove nya..gk begitu ribet..thanks juga buat referal "kredmyw"..diskon nya work..semoga merchant nya makin banyak..KREDIVO membantu banget..aplikasi terbaik!!!buat yg suka beli di online shop recomended dehh..
V
by V####:
by V####:
Gagal terus register,padahal akun merchant banyak yg aktif,akun bank pun udah dimasukin,masih ga di acc... Kayanya ane ga dipercaya nih...
C
by C####:
by C####:
saya sudah beberapa kali pengajuan dan tidak ada kendala.. tp akan lebih baik jika mencangkup semua bank dalam hal persyaratan untuk ke cicilan kredivo
Y
by Y####:
by Y####:
Jangan pake app ini kalo nggak mau kesel pas ditagih. Cara nagihnya lebay banget. Cuma pinjaman bbrp ratus ribu ditagih mulai dari SMS, notifikasi app, email, sampe ditelpon berkali2 sama bot. Please deh, bank yang ngasih pinjaman puluhan smpe ratusan juta aja gak segitunya. Bikin kap
Y
by Y####:
by Y####:
Untuk kalian yang mau daftar, berhubung mesti pake referral, nih kalian bs pake referral saya: kred2b6g Terima kasih kredivo! Dari dulu emang nggak planning buat bikin credit card, jd adanya kredivo bs mempermudah banget! Cuma yg agak repot itu harus connect online store yang ada transaksinya sih.
Y
by Y####:
by Y####:
Download - daftar - ditolak - tunggu 3 bulan - download lagi - daftar lagi - ditolak lagi - di suruh tunggu 3 bulan lagi (Tidak bisa memberikan alasan mengapa saya ditolak )
Y
by Y####:
by Y####:
Sudah ada perbaikan, bagus dan cepat di approve. Namun sayang masih ada beberapa instruksi yang membingungkan untuk apply pengajuan kredit yang lebih besar, warningnya masih secara keseluruhan dan kurang spesifik terutama di baguan 'Upload 2 different documents.'
Y
by Y####:
by Y####:
Ini baru namanya aplikasi pemberi cicilan asli, recomended banget pokoknya, ga kaya aplikasi sebelah yg namanya akulaku, aplikasi tukang tipu itu. Buat yg butuh cicilan pake aplikasi ini aja, dijamin ga nipu
Y
by Y####:
by Y####:
Bagus, apalagi skrg udah bisa transaksi bukalap*k pembayaran menggunakan Kredivo. Sudah beberapa kali ambil barang dari kredivo dan transaksi diubah jd cicilan jg bunganya ringan. jauh dari Hom* Cred*t
Y
by Y####:
by Y####:
Kenapa link ke mandiri internet banking jadi ga ada ya? Gaji saya masuk kesitu soalnya, kan bisa memudahkan juga supaya proses accnya lebih cepat. Please fix it...
Y
by Y####:
by Y####:
"bektes8" itu kode refferalnya.. dipake kode refferal nya guys biar dapet bonus..
Y
by Y####:
by Y####:
nyoba register, gak lama langsung disetujui... walaupun blom coba transaksi... so far good... berhubung pakai kode referral, kalian bisa coba kode referral kred2cv6
T
by T####:
by T####:
Perasaan kemarin di account bank nya ada bank BNI, tapi ko' sekarang nggak ada ya. Mau daftar jadi nggak bisa.
Y
by Y####:
by Y####:
Akan lebih baik lagi jika menambah/memperbanyak pilihan bank untuk memudahkan bertransaksi misal pembayaran cicilan.
M
by M####:
by M####:
Top..sukses terus kredivo
O
by O####:
by O####:
Untuk pengajuan kreditnya akan lebih baik jika ada option bank mandiri
Y
by Y####:
by Y####:
Verifikasi nya harus wajib pake facebook
E
by E####:
by E####:
makin kesini Kredivo makin bagus pelayanan nya. app makin kinclong, kemudahan pembayaran cicilan makin banyak pilihan. terima kasih Kredivo.
Y
by Y####:
by Y####:
Terima kasih kredivo Saya mau tanya 1.syarat agar limit bisa kembali? 2.syarat nambah limit? Thx lagi kredivo
Y
by Y####:
by Y####:
Pussing cari kode referalnya, masukib aja punya saya " kred2c6c " . mantap ini softwarenya
Y
by Y####:
by Y####:
kode referal amelkkb biar dpt vocher belanja 100rb...
J
by J####:
by J####:
Kredivo oke. Saya sudah bertransaksi dengan kredivo dan semuanya lancar
P
by P####:
by P####:
aplikasinya oke banget, ngebantu. semoga ke depan lebih baik lg.
Q
by Q####:
by Q####:
Ini mau upload foto ktp kok gak bisa ya?
Y
by Y####:
by Y####:
Bisa lah utk mencoba kredit bagi pemula
X
by X####:
by X####:
terimakasih perbaikannya, sudah kembali normal
Y
by Y####:
by Y####:
Sangat membantu dalam urusan kredit
Y
by Y####:
by Y####:
Approval sangat cepat, tks kredivo
Y
by Y####:
by Y####:
Add bank mandiri please
Y
by Y####:
by Y####:
Proses cepat dan mudahhh
Y
by Y####:
by Y####:
tinggkatkan di cicilan 12x
Y
by Y####:
by Y####:
Ga bisa tekan "Get Started"
Y
by Y####:
by Y####:
top dah kredivo, saya jadi sering belanja dibukalapak
S
by S####:
by S####:
berjalan dengan baik
Y
by Y####:
by Y####:
It helps us
Y
by Y####:
by Y####:
Sangat terbantu sekali
Y
by Y####:
by Y####:
Nice App!
Y
by Y####:
by Y####:
Terbaeq
by Y####:
Yg repot kalo sistem kredivo error, udah bayar tp di sistem kredivo gak masuk, nunggu udah 3 minggu blm jg ada tindak lanjut, selalu suruh tunggu, apa nunggu sampe saya kena denda?