EMI Expert

EMI Expert Free App

Rated 3.54/5 (161) —  Free Android application by Abhishek Dwivedi

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About EMI Expert

Important note (18 Jan 2016): There are several users who are still enjoying the app and reaping benefits of the insight it gives. The current version is a stable release (except on Android 6.0) & has not shown any major issues. After almost three years of run, this app will not be supported anymore.Once the listing license expires, it won't be renewed and will not beavailable on App store. Thanks everyone who installed and reviewed the app! The website (www.emiexpert.com) will be taken down soon as well. Kind regards,Abhi


This is one of its kind App on Google PlayStore which will help you in making huge savings on your loan in India, by giving you good ideas to take some smart decisions. Please do note one thing, its not an EMI calculator! You will find many other EMI calculators on Google Play. This App is something much more .

Two leading news papers in India published special coverage on the tips I have shared and recommended EMI Expert App for taking smart decisions:

Daily Pioneer: http://goo.gl/KjFtSp

Navbharat times: http://goo.gl/MbsIbe

Have you ever thought of the long term burden you incur by not considering what you end up paying as interest to your bank, when your only priority is low EMIs?

It’s never late. Become smart, use EMI Expert which will help you in taking smart decisions!
EMI Expert provides a very unique option where you can check the impact of increasing/decreasing EMI as well as the impact of part-payment additions (keeping EMI constant or duration constant) on a single amortization chart. It also does much more. Some high level steps on the working of this App are described below:

1. You can create a baseline for loan and save it as a starting point. (e.g. 30Lac @11.5% for 240 months);
2. Once you have created a set, you will be presented the amortization chart for this loan where you try adding EMI changes OR Part Payment additions. You can add as many additions as you like, considering your financial situation and check the savings you can make. You can save these changes as a Profile;
3. You can create as many profiles as you can and compare them to one another to check which one suites you better;
4. Every profile is provided with a “Profile Summary”. On this screen you can see a short summary of all the changes you have made on the selected profile. Again on this screen you can remove or restore additions and check the impact;
5. Finally you can compare different profiles (coming soon) and see how many part-payments, emi changes you need to do and the savings you make. This will help you decide on which option you should go with.

This App will help you taking some small but critical decisions which might just save you lots and lots of money (in many Lacs of rupees if not less). The input for this App was my own experience with my loan at ICICI Bank where I saved almost 60% of my loan interest. So try this App and see for yourself on how much you can save by just taking some very simple but critical decisions. After all its your own money so why should you waste it by just being ignorant!

P.S. After so many "how to?" comments on my post on emiexpert.com : http://goo.gl/9TQKK regarding "Smart way to manage your home loan EMI in India !", I started this idea to build those suggestions into this App. Go through the comments on that post to see for yourself that it is possible and easy to save lots. EMI Expert just gives you the automation and freedom to do it yourself.

Note: You get 1 set / 2 profiles per set for free. You can delete the set/profile and create new one. For any extra, you need to use in-App purchase to buy extra sets/profiles. In the same manner, access to Profile comparison screen/email with excel attachment option/Profile summary screen is only limited to 10 times. If you like these options and want to access them more, you need to buy using in-App.

Visit http://www.emiexpert.com for more
Like the Facebook page: http://www.facebook.com/EMIExpert and stay up to date.

How to Download / Install

Download and install EMI Expert version 3.1 on your Android device!
Downloaded 5,000+ times, content rating: Everyone
Android package: com.emiexpert, download EMI Expert.apk

All Application Badges

Free
downl.
Android
2.2+
For everyone
Android app

App History & Updates

What's Changed
Finally the enhanced version is going live.
Version 3.1
- Save baseline parameters of loan (called sets)
- Create multiple baselines
- Make EMI and part-payment changes on a single amortization chart
- Save different combinations of EMI and part-payment
- Create multiple profiles (different combinations)
- Profile summary to review all additions together
- Email amortization chart (also as excel)
- Save your data to cloud so that you do not lose it.
- and much more...
More downloads  EMI Expert reached 5 000 - 10 000 downloads
More downloads  EMI Expert reached 1 000 - 5 000 downloads
More downloads  EMI Expert reached 500 - 1 000 downloads
Name changed  Name changed! EMI Expert Pro now is known as EMI Expert.

What are users saying about EMI Expert

U70%
by U####:

It has been my favourite app indeed. However recently when I installed it after a gap of a year, I found the new UI of the app is quiet annoying. Moreover it's asking to add a new set however there is no option to add any set. Giving it 3 just because this app has good features and hope the developer will fix it.

U70%
by U####:

I installed it on my Android Samsung A8. Can't find any option to add set or even any other option. This app didn't worked on my Android phone.

T70%
by T####:

This app will definitely help you to plan your EMI. The best thing about this app is the calculation which it shows how much you are going to save after repayment or part payment option

J70%
by J####:

I installed app and thought will start using it....but it does not have add button for adding new set. Should have been tested on different device and OS before releasing...if not put disclaimer not supported for so and so devices or OS

U70%
by U####:

Not able to create set. After filling the required details, click here button doesnt work.

N70%
by N####:

Hi, The app is doing everything as expected, but I just want you to add some additional options for loan EMI. Example: I have taken a home loan where i got money disbursed in multiple installments, and i am paying extra amount every month, also dates should be editable for these payments.

D70%
by D####:

I tired several apps but this is different than others. Good job.

U70%
by U####:

this app does not work in samsung edge 7 android 6.0.2 can you fix it guys

U70%
by U####:

Not able to add set in my S6 Edge plus running Android marshmallow

U70%
by U####:

Can you please fix for Andriod 6.0 also. I am unable to create a set.

A70%
by A####:

Cant add a set on nexus 6P running Android 7.0

U70%
by U####:

No able to add data please resolve problem asap

D70%
by D####:

Previous version worked fine now it's not calculating. Using moto x play

S70%
by S####:

Hi Abhi, I'm only getting reset tab when entering a new set. Please fix it. Using: Moto G3

I70%
by I####:

Calculate and email chart button is not displaying

U70%
by U####:

Not working in Android Marshmallow (Samsung J7)

U70%
by U####:

Crashes all the time

U70%
by U####:

This app not working

F70%
by F####:

Best app for calculating EMIs and prepayments.

S70%
by S####:

The best app to calculate loan/partpayment.

R70%
by R####:

I have tested many EMI calculation apps and found this app better. The best feature is multiple prepayment and option to change EMI in midst. UI has to be improved. The first screen can show EMI, total payment etc with total savings. One more feature suggested. Option to modify the interest rate in the midst (This usually happens as interest rate can change any time). Update EMI slider is not a good input method

A70%
by A####:

The app asks me to add a new set, but after giving the details, there is no calculate button. Seems the app is not tested on android 6.0. I am using nexus 6P. Does not allow me to do even the basic tasks for which the app is made.

W70%
by W####:

This app has created awareness in me about home loan. I have saved 27 lakh with the help of this app. My tenure got reduced from 260 months to 82 months

R70%
by R####:

Only reset button is visible no other button showing to add

R70%
by R####:

I was fond of this app and was very happy..but once I delete my profile and try to set new profile then there is no calculate option seen...I have sent the email with screenshot as asked to one of the commentor...but till no reply from developer..

F70%
by F####:

Can't see the calculate button at all on my Nexus 5 with Android 6.0, unable to use the basic feature as well. Developer need to pay attention to this issue.

K70%
by K####:

They should allow at least three profiled for us to compare

R70%
by R####:

Mail does not get sent. Option for setting reminder for emi payment can be made available. Option to track completion of payment should be available. Options such as direct export to excel should be available for analysis to the user. You can improve your product grow more better.

Z70%
by Z####:

I want to give 10* for this app if it possible

R70%
by R####:

My device : Nexus 5 with android 6.0 I am not able to add the set (cant see calculate button)

R70%
by R####:

There is no way to add new set

Y70%
by Y####:

Highly recommended if you want to save interest on your loans.

R70%
by R####:

Awesome app helped me lot

R70%
by R####:

Good and useful but floting intrest option should be developed

A70%
by A####:

Can't see calculate button

D70%
by D####:

Very good app to keep track of your liabilities.

X70%
by X####:

It's very easy to plan your part payments, no other app gives this facility.

J70%
by J####:

Great app

J70%
by J####:

Many UI related problems and unable to update set.

O70%
by O####:

Very nice and great job done by abhi


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Rating Distribution

RATING
3.55
161 users

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