Dinube - Digital Payments

Pay without cash or cards from any connected device, in-store or online. Send or request money instantly - straight from your bank account to your smartphone. Create as many wallets as you need and customise them accordingly. Are you ready? Dinube is the new way to pay.

The European Central Bank classes these as SEPA instant payments, outlined in Payment Service Directive II (PSD2) as access to account (XS2A) or faster payments (SCTinst v8.2)

Dinube is 100% digital, built to securely protect your data and easily manage your expenses and payments from your smartphone, Dinube works with your existing bank account (payByBank) so there is no card involved. Since there is no card, there are no cardholder fees. Simple, right? That’s why Dinube is free.

SECURITY
To optimize the security of your payments, Dinube has developed a proprietary system secured with a dynamic “token,” a code that is unique to each transaction and it is only valid for a few seconds.
Unlike your credit card number, it cannot be reused and it is only valid for a few seconds. Combined with end-to-end encryption to secure data in transit, Dinube employs multifactor authorisation with PIN/Fingerprint scan and full authentication login.

100% DIGITAL
All your receipts are securely stored in digital format in your personal Dinube wallet in the cloud, with full details of every transaction, in addition to all your loyalty programs, point, promos and third-party services. Everything conveniently at your fingertips.

PRIVACY
The Dinube “Incognito” mode protects your identity when you do not wish to share your private information. Just like when you pay in cash. Except, everything is digital.

SOCIAL
Send or receive money instantly, share payments with friends and family. Set up payment groups.

SAVING
Your budget under control. Monitor your money as you spend it. Fix a daily spending limit.

More questions? Learn more at:
https://www.dinube.com/en/common-questions/