VACL Jansahyog Society [VJCL]

A leading credit co-operative society known for its excellence in customer service. The society accepts deposits at attractive rates and extends credit at low rates of interest. Considering the progress and intrinsic strength. A Unique Business Family owned by our Members including: Management ,Employees and Members.
A cooperative is an organization owned and operated by a group of individuals for their mutual benefit. Cooperatives are defined by the International Cooperative Alliance's Statement on the Cooperative Identity as autonomous associations of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through jointly owned and democratically controlled enterprises.
an Association of persons who have VOLUNTRARILY JOINED to achieve a COMMON ECONOMIC END through the formation of a DEMOCRATICALLY CONTROLLED BUSINESS ORGANISATIOBN making EQUITABLE CONTRIBUTIONS to the capital required and ACCEPTING A FAIR SHARE OF THE RISKS AND BENEFITS of the undertaking.
The mission of VACL Jansahyog Credit Co-operative Society is to eradicate poverty by building a secure and transparent microfinance institution to provide financial assistance to the underprivileged, especially senior citizens, women, handicapped, and those living below the poverty line.
he organization has adopted a co-operative approach in order to involve every member in our mission with a spirit of cooperation and mutual confidence. The credit society has instituted a working culture, which revolves around efficiency, transparency, professionalism, teamwork and flexibility.