Debt Payoff Planner for Android
Does what it says. If you give it accurate numbers, it gives you a plan. I paid off four high interest credit cards following these guidelines. I do cheat and add in all my expenses as 0 interest loans so I can use it for everything. I know I have a problem if the total of my bills exceeds my income. ????
Flexible great plan I got this app to help me analyze what would truly be the best method to payoff my debts. Paying debt can be an emotional experience instead of a mathematical one. The side by side comparisons are great. Minor annoyance with reentering data but great plan overall. Do wish there were a way to track progress within the app
Does exactly what i need and nothing more. Dont need an over complicated app
I love the app. If I could change anything, I would add a payment feature where if we get extra money, I can put it in and it recalculates. Say we have $100. I could plug that in and it would say "Send 45 to American Express and 55 to Visa" or something.
Hi, could you please please please have an option for payment frequencies, ie fortnightly and weekly. Other than that it would be fantastic. I pay my mortgage fortnightly which saves thousands of dollars in interest over the term of the loan. Good work cheers
This app is very basic, though, simple and to the point is sometimes a great thing. If it had more options such as automatic payment/updating to keep track then it's usefulness would increase exponentially! Great app for what it is.
This has been my go to app for a long time! Easy to use and I love that ypu can download it externally!
This works great! The only problem I have is if I buy more on a card, I have to make a new plan.
This app is great for helping you keep track of and pay down debt - gives options on how you want to pay, if there is promo period, list of pluses - I have downloaded many others over the years, but prefer this one!!!
I had barely had this app for 2 hours before it asked for rating very disappointed. At least let me use it for a couple of days before rating it.
I love this app. It shows you how you can pay off debt and what the quickest way is. You just plug in the required info and it will show a few options and tells you how long it would take for each option.
I definitely like the layout and the recommended option. I wish I could link bank info, budgets, and spending trends, to make it an all inclusive finance app. Understandably the focus is soley on debt payments not a finance manager.
Exactly what I needed to make a plan to pay off debt! Dev is responsive and helped me to restore my data after I switched phones. Def worth paying for the full version.
If your looking for something to help you pay your debt off the fastest or easiest way, this is the app for you. I wish it has a paycheck frequency so I'd know how much to put towards each Bill per paycheck, but I can always put it on a spread sheet and figure it out. The hardest part is done right here.
After putting in all the details and the payment dates it does not update automatically. If every month it has to be manually updated why do we need to buy this app there are many free ones available in the play store. Bad...
Just purchased today and so far I am impressed. I love the different scenarios and all the different views. Be sure to click on stuff as it will often take you to another screen you wouldn't know about otherwise. :)
You can only plan monthly payments, should provide for weekly, biweekly etc which impacts total interest paid. I could easily replicate what this app does on a spreadsheet.
Love love love it. It shows me everything i need to pay off debt each month broken down! Does everything for you great debt snowball calculator
Really love this one. Very easy to use and simple to play around and see different plans. This one is definitely worth paying for. It's a steal at .99 cents.
This app and the developers are both wonderful. Highly recommend it. Best debt reduction tool I've used or seen and keeps getting better each update. This app is the easiest, most fully functional tool I've used to reduce debt.
The app is to provide what to pay first depending on the scenario selected. The payment scheduler should have come together or else its useless. Unable to keep track payment via the same app unless pay for another. No wonder I didn't use this after purchasing a long time ago.
This has been my go to app for a long time! Easy to use and I love that ypu can download it externally!
This app helps me get a great overview of my loans, required payments, and possible schedules for paying things off early. I love it!
Only thing that could make this better would be the ability to sync with debt accounts.
I have an MBA and I operate large companies. This tool is useless, even for a beginner.
Very easy to use. I'm a list maker and this is a list right at my fingertips. I open it every so often and see if I'm on track like I had planned to be.
This app helps keep me on track in getting debt free...
Have help me keep in check of my due days of all my credit cards.
Def helps out with the scenarios. Just gotta abide by your payment plan and not spend...that's the hard part.
This app is exactly what I needed to keep me on track & focused!
Downloaded the free version and entered in my info. I liked the app and I wanted to support the developer so I bought the full version. When I upgraded from the free app to the paid version I had to reenter all of my debt info. Took another 5 minutes of work, but still... I shouldn't have to do that if I'm buying the full version. It should auto import. Other than that it's a great functional light app. Fix the import issue and it's a 5 star review.
Good app. BUG: On a csv file, there is no header showing what cards suggested monthly payments are for. Usefulless without it. Please correct it.
Not finding a Payment Option to watch balances decrease, kind of pointless with out it
So easy to make adjustments as things change...love the ability to generate and send reports!
Easy to understand. Show me different ways to pay down debt
Can you please add the option to sort (by title, or amount, or date, etc) the listed debts throughout the app? Not just on the main screen, but also on calculating screens, or payment plan screen, everywhere... as of now, once you enter a debt, the main list will show it by date, then alphabetical... very inconvenient, specially if I want to rearrange the list by a suggested payoff plan. The custom detb number does nothing to sort them, it only affects the payoff calculations.
This makes everything easier to figure out.
I wish there was a feature where you could enter in your payments that you made so it can recalculate as you go. I'm doing the Dave Ramsey debt snowball plan, so any time I get extra money, I throw it at my next lowest debt. I have to go back in here each month and change how much I owe on each loan, which is mildly bothersome. Otherwise, I really love this app compared to others I've used.
Helps to lay everything out for you
by K####:
Easy to set up and use. You will need the upgraded version to manage more than 4 debts, but worth it. It has really shown me that my debt is manageable and paying them off is within reach