Branch

Branch Free App

Rated 4.43/5 (19,903) —  Free Android application by Branch International

About Branch

Branch makes it easy for you to access credit anytime, anywhere. Complete our application in seconds and receive your loan straight to your account. It’s fast, convenient and reliable. Available in Kenya, Tanzania and Nigeria.

Questions? We provide world-class support, 24 hours a day - message us within the app and receive an answer in minutes.

IT’S EASY TO GET STARTED

* Create your account using Facebook login
* Apply in seconds
* Receive your loan straight into your MPesa (Kenya, Tanzania), Tigo (Tanzania) or bank (Nigeria) account
* Build your loan limit by making repayments on time - we offer up to KSh50,000

Available in:
Kenya: Safaricom MPesa
Tanzania: Vodacom MPesa, Tigo Pesa
Nigeria: Any bank account


KEY BRANCH FEATURES: LOANS ARE JUST A TOUCH AWAY

* Branch puts you in control of your finances. The Branch app lets you apply for credit on the go, and it works 24/7.
No paperwork, collateral or office visits needed.
* Use your money the way you want to. We let your business be your business.
* Our fees are clear and easy to understand. We do not charge late fees or rollover fees.
* The more you use Branch, the better it gets. As you pay back on time, our fees decrease, and you unlock larger loans with more flexible terms.
* Branch is like a mentor that is motivated by seeing you succeed. We will never stop improving to better serve you. We are the lender that works for you, not against you.

FEATURED IN

TechCrunch - Forbes - Bloomberg TV - Huffington Post - Wall Street Journal

CNBC Africa - K24 - KTN - KBC - Business Daily - Daily Nation - The Standard


SAFE AND SECURE

Branch eliminates the challenges of getting a loan by using the data on your phone including your M-Pesa SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties without your explicit permission.

CONTACT US

We’re always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at:

support@branch.co

Follow us on Twitter: twitter.com/branch_co
Like us on Facebook: facebook.com/branch.co
Visit our website: branch.co

How to Download / Install

Download and install Branch version 1.6.2 on your Android device!
Downloaded 1,000,000+ times, content rating: Everyone
Android package: com.branch_international.branch.branch_demo_android, download Branch.apk

All Application Badges

Good rating
Free
downl.
Android
4.0+
Bug
buster
For everyone
Android app

App History & Updates

What's Changed
• Nigerian borrowers will no longer have to re-enter debit card details for every repayment.
• Bug fixes
Version update Branch was updated to version 1.6.2
More downloads  Branch reached 1 000 000 - 5 000 000 downloads
Version update Branch was updated to version 0.9.2.1
More downloads  Branch reached 100 000 - 500 000 downloads

What are users saying about Branch

Y70%
by Y####:

It's a good app and quick in lending but some of your decisions on lending are not adding up. TALA proves much more organized than you are. I have written to you through the app three two times with no feedback. But my issue is, I have been taking your loans frequently to meet my emergency cases and pay them all before the due dates but you never increase my limits from 1k. Secondly, I take a loan then pay it within the same day, after several hours just to visit your app and find that I can't get a loan until 23hours are over since the last loan received. Why should this be the case. Secondly, you increased my loan from 1k to 2k but looking at my limit later I found you had reduced to 1k again yet I've never delayed in any payment of a loan from you.

B70%
by B####:

What a joke of a app. After applying for the first time and giving my bank details. Telling me am not eligible for a loan of just six thousand for no reason. I should try reapply after 14 days. Who has that time

Y70%
by Y####:

I'm Charles from Kenya, this is the best app ever, I would give it ove 5stars. I only download and credited me with immediate loan helped me sorted out my issues. I love in Branch. It's now my financial partner forever keep up guys and I'll invite people as much as I can

Y70%
by Y####:

This is the best App I am enjoying on my phone, I recommend it to my friends and those who haven't used it. It can solve your emergency problems at a lower interest. Pretty good and well organised. Keep up the good work.

Y70%
by Y####:

I have been applying for a loan since February, I have tried more than 20 times, yet I have never got not even a 250 loan, yet I have been using my M_pesa frequently and saving messages...I don't know which criteria do you use to issue loans... I'm tired of waiting

Y70%
by Y####:

Hae all was running smoothly...until ma Phone crushed and I had to flash it. Everytime I try to log in its like am signing in again. Once I try to sign in am told the Id no is already in use with another account. Have tried to contact you guys via email via fb via ma friend's branch app but its all in vain. I have to say am disappointed regarding to delayed response.

Y70%
by Y####:

Good concept with excellent performance. Better interest rates compared to other brands of its kind. The only is that one should never this as an emergency option when in need of money, because it takes days to get the requested loan activated. That's the reason why I removed a star.

B70%
by B####:

It keeps showing Unsupported SIM and unfortunately I'm using safaricom SIM which has my mpesa account. Kindly tell me what is the problem

A70%
by A####:

I wil give 5 stars if you guys fix your app that whenever someone is making repayment should be automatically updated to his/her account,, and also we need to access our account n other devices than my phone. Upgrade it like names,, international,.

Y70%
by Y####:

It's a fake thing. They keep on telling try next time after going through your details. The other apps don't do such and have gotten loans without complications.

B70%
by B####:

I requested a loan and was declined. Now I have to wait for 14 days before I can request a loan. Really a good impression for your first timers. Thanks for waisting my time

Y70%
by Y####:

After giving u my bank details u said am not qualified for loan. What should I do? I want to delete my details from ur app.

Y70%
by Y####:

I attached a certificate of clearance but every time I try to apply the loan, you still send me the same message that i've been listed with CRB! Kindly let me know if you have an optional office number. Thank you!

O70%
by O####:

I really hate branch for just using my interest of over 6 loans without giving me a better loan always a loan of 500 ..

Y70%
by Y####:

This is the best app ever fast, convenient takes seconds to receive money and also repayment you're cleared in secs good interest rates and referral bonus keep it up

Y70%
by Y####:

Good app.I applied my first loan of 1k and immediately I paid my limit was raised to 2k.it really helps ,hope it will not Change like I see other ppo comment

Y70%
by Y####:

Branch application is a very good platform tht gives it's users credit access in a timely manner. ..I hv no regrets of using this application as it serves my need when need arises

Y70%
by Y####:

Fake application it keep telling me am approved for 1k but when i try to apply it respond i wait for 3 days

Y70%
by Y####:

This is a horrible joke taken too far. I install it and after authorising it on Facebook it restarts. SCAM??!

Y70%
by Y####:

I paid my loan in time and in full but instead of increasing my loan limit,they decreased it...not happy at all

Y70%
by Y####:

It's very helpful & in deed efficient when in a fix. Thanks branch for you rendered a hand in fixing my problem.

G70%
by G####:

Guys It's Time To Stop Stress Of Paying Rent.This Is Why Branch Is Here

Z70%
by Z####:

The only financial app that has come to ny rescue when i needed money urgently. Bravo!

Y70%
by Y####:

All I know is, you guys are the best. Your installment scheme is very helpful, your response time is very impressive. Big oops !!! Good work you doing guys.

T70%
by T####:

I opened an account you deny me loan n now the app it self is not opening ways up?

W70%
by W####:

Its the best of all but we prefer paying back full loan after that one month not by each week.if you rectify that it will be the best among others

Y70%
by Y####:

Very good Apps but it could be much better to repay at the end of the month since most of customers depends on salary income

O70%
by O####:

This is the quickest loan lending with good interest rates. I receive my cash to mpesa within fice minutes. Great app

L70%
by L####:

Efficient. But It would be better if u just added a password request every time you access the application for improved privacy. Thanks

D70%
by D####:

This is a very stupid app don't install it I was sick last month it kept my hopes up but never gave me a loan its been a month

Y70%
by Y####:

Branch is good partner in my business, na nataka mnzaidie ivi nilipoteza simu na nimejaribu kufungua account yangu nikashindwa help plz

F70%
by F####:

I like the way branch generally operates and the constant interactions and understanding I get from Branch as a customer.

L70%
by L####:

Wao, this is the best ad fastest loan access av ever seen online.Thank u Branch

Y70%
by Y####:

Wooou easy to us, quick service but low limits. Why don't you make the repayment be monthly?

Y70%
by Y####:

Branch is just Awesome, I love you guys. I was stuck but with Branch I was able to find quick cash. Mwaaaaah!!!!! To branch

Y70%
by Y####:

It helped me solve my problems

Y70%
by Y####:

The best in loan. You don't stay long for you to qualify for a loan. I love it

Y70%
by Y####:

Registered and in 24 hours I got a credit alert. Awesome in fixing those urgent needs. I'm recommending this to more people. Keep it up BRANCH.

Y70%
by Y####:

Why have you people refused to give me a loan?i just downloaded this app.it has eaten up all my data with a 'working'notification and still nothing shows up.i'm totally disappointed with BRANCH

X70%
by X####:

My first time sofar so good am glad to be granted a loan n few minutes! friendly rates


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Rating Distribution

RATING
4.45
19,903 users

5

4

3

2

1