About Beyond Floods
Beyond Floods helps you to protect your current property or your prospective dream home. Be prepared! Understand how flood risk affects your property and act in a timely manner! Why?
+ Mandatory government flood insurance can add thousands of dollars to the yearly cost of owning real estate
+ Flood Insurance is force-placed by banks for several homeowners when they are least aware
+ Dealing with flood insurance at closing of loans, while refinancing, or when the government changes the maps is already too late
+ Flood damage often occurs even in areas that are not deemed by FEMA to be high risk. E.g., 1 out of 3 flood claims originate outside the regulated FEMA Special Flood Hazard Areas
+ Flooding is more likely to affect your property than burglaries or fires on an average
Beyond Floods provides you with a simple way to understand the impact of these issues to your property and act on it. Download our free app and lookup any New York City, NY; Miami-Dade, FL; Palm Beach, FL; Harris County (Houston), TX; or Washington DC area property for a quick overview of flood impacts.
We will be serving other geographies soon! Please check back for updates, or visit www.beyondfloods.com
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To get you started in easily understanding your property structure's vulnerability to flood risk, Our Free App features the Flood Outlook Score. This 0-100 score per property address provides you with a simple abstraction of flood risk and it is calculated based on 25 influencing flood factors. When comparing properties, remember that the greater the Flood Outlook Score, the more resilient a property is to flood risk, and thus is a better real estate investment than properties with lower scores.
The free Beyond Floods app features the following:
+ Address lookup for property-level free Flood Outlook Score and Flood Risk Impacts Summary based on building structure data
+ Assessment of current and future FEMA regulations at property-level
+ Flood Insurance Premium estimates based on best available maps
+ Flood Insurance Premium Calculator (Beta)
+ Climate Change Outlook
+ Comprehensive Neighborhood Reports summarizing individual building structure data
+ Currently provides coverage for over 4 million properties in the NYC; Miami-Dade, FL; Palm Beach, FL; Harris County (Houston), TX and the Washington DC areas. Beyond Floods will be serving other geographies soon.
If you want to learn more about your property based on information presented in our free app, then please avail a free 3-month subscription to Full Reports by requesting a Promo Key at info@floodoutlook.com, which adds the following additional features to the free app:
+ FEMA Flood Zone determination at a property structure level based on both currently effective and upcoming map changes
+ FEMA Base Flood Elevations based on both currently effective and upcoming map changes
+ Building Structure data e.g., structure extents and elevation
+ Impact of flood insurance premiums on cost of property ownership
+ Enhanced features overlay on Interactive Map.
+ Full list of flood impacts assessed by our Flood Outlook Algorithm
+ Full explanation of Flood Outlook Score and 25 score components assessed
+ Critical Real Estate data (e.g., owner name, property assessed value)
+ Local historical flood losses impacts
+ Local approval rates of government assistance
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We are passionate about helping people better understand the impact of natural hazards to their property. Visit out website www.beyondfloods.com and leave us a message at info@floodoutlook.com if you would like to learn more about Beyond Floods for your neighborhood, have feature requests, or would like to ask us any question that will help you become more resilient to floods. We would gladly undertake requests to better serve the needs of our community of users that include prospective/current homeowners, surveyors, property appraisers, insurance agents, and real estate agents.