ACE Mobile Loads
Free App
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About ACE Mobile Loads
With the ACE Mobile Loads app you can cash checks to your eligible Debit or Prepaid card in minutes just by taking photos of your check with a smartphone.
YOUR MONEY WHEN YOU WANT IT
If your check is approved, get your money in minutes for a fee or in 10 days at no charge.
ENROLL AND CASH YOUR CHECK
Create an account right in the ACE Mobile Loads app and then enroll your eligible Debit or Prepaid card to cash your check. Then comes the fun part: getting your money. Take a photo of the front and back of your check and submit it for review. If your check is approved, the money will go directly onto your card. And once your card is funded, the money is as good as cash and safe to spend.
CASH YOUR PAYCHECK, PERSONAL CHECK AND MORE
Whether it’s a paycheck, personal check, or almost any type of check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. Plus, you can get access to your money from approved checks in minutes, 24 hours a day, 7 days a week.
This service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.
App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.
© 2015 Ingo Money, Inc. All Rights Reserved
YOUR MONEY WHEN YOU WANT IT
If your check is approved, get your money in minutes for a fee or in 10 days at no charge.
ENROLL AND CASH YOUR CHECK
Create an account right in the ACE Mobile Loads app and then enroll your eligible Debit or Prepaid card to cash your check. Then comes the fun part: getting your money. Take a photo of the front and back of your check and submit it for review. If your check is approved, the money will go directly onto your card. And once your card is funded, the money is as good as cash and safe to spend.
CASH YOUR PAYCHECK, PERSONAL CHECK AND MORE
Whether it’s a paycheck, personal check, or almost any type of check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. Plus, you can get access to your money from approved checks in minutes, 24 hours a day, 7 days a week.
This service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.
App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.
© 2015 Ingo Money, Inc. All Rights Reserved
All Application Badges
Free
downl.
downl.
Android
4.0+
4.0+
Bug
buster
buster
Android app
App History & Updates
What's Changed
Fixed issues with taking pictures on select Samsung and other 4.4 hardware. This includes blurriness and weird looking image displays.
Fixed issue with double submission on check processing screen.
Fixed issues with taking pictures on select Samsung and other 4.4 hardware. This includes blurriness and weird looking image displays.
Fixed issue with double submission on check processing screen.
Version update ACE Mobile Loads was updated to version 1.0.11
More downloads ACE Mobile Loads reached 50 000 - 100 000 downloads
Version update ACE Mobile Loads was updated to version 1.0.10
Version update ACE Mobile Loads was updated to version 1.0.8
What are users saying about ACE Mobile Loads
L
by L####:
by L####:
GARBAGE!!!!
Z
by Z####:
by Z####:
Awesome Sauce
W
by W####:
by W####:
Garbage
Z
by Z####:
by Z####:
After taking clear pics of my check several times with both my phone's camera and their camera...It finally went through only for me to be told they could not confirm my identity. Really when I have 2 netspend accounts and an a state issued indentification card. So they have an address I have not lived at in almost year. Funny how my accounts with PayPal, Bluebird, Amazon, Capital One, etc all the correct information and all mail me statements to my house yet this company is using old addresses to verify
Z
by Z####:
by Z####:
Money approved but app will not let me take picture of VOIDed check no response from Chat which is the only way to get in contact with customer service.
B
by B####:
by B####:
This is ridiculous. I tried a picture of my check several times and it says we cant see the number clearly. I tried up close and made sure all digits were clear..smh
Z
by Z####:
by Z####:
Its telling me 48 hours & today 48 hours to get my funds what's the issue I'm getting upset cause I did the money in min in I have to go threw the 48 hours I'm getting very mad????
K
by K####:
by K####:
ingo is no good all they do is take your money and it's hell trying to get it don't use them
M
by M####:
by M####:
I was never allowed to use this app keeps saying my I'd could not be verified and will not let me use any of the apps it's associates with this sucks and they have not offered to verify it either
N
by N####:
by N####:
Will not allow you to cash checks.whole reason for this app is to do this.
Z
by Z####:
by Z####:
Sorry ingo has never let me use app I've never even used mobile check load whole reason I got the card
I
by I####:
by I####:
Does not review Checks . All my checks can not be reviewed
D
by D####:
by D####:
Unable to verify my identity apparently.
Z
by Z####:
by Z####:
Works great took about 30 minutes for me to load my check .I am very much pleased with this app.
Z
by Z####:
by Z####:
It's not working to well for me
Z
by Z####:
by Z####:
I hate this app
K
by K####:
by K####:
This app stinks
Z
by Z####:
by Z####:
Ingo is beyond ridiculous
Z
by Z####:
by Z####:
Banned for what reason?
I
by I####:
by I####:
Ingo did the same to me as well. Their the worst. I used them a couple yrs ago and everything was fine and then 1 day I tried to do my paycheck and they gave me some bs, locked me out and now I can't even try it again.
Q
by Q####:
by Q####:
I have no problem with Ace but Ingo is a joke. After making multiple mobile check loads then all the sudden Ingo bank decides to close my account. When I called to find out why they told me they were not able to give that information for security reasons. What a joke.
T
by T####:
by T####:
Ingo is a crock. They locked me out for no reason at all. I really was experimenting with the app and got denied just trying to figure out how to get the photo to capture correctly. F**k ingo major thumbs down to the worthless company. What can i do to reopen my account and be in good standing? This reallu aggravates me.
Q
by Q####:
by Q####:
Its a good app.. But I having a problem I had two money orders for a 100 dollars and Ingo lock me out for sucipious activity. Now I can't get nobody on the phone. Can I please get some instance..
Q
by Q####:
by Q####:
The app works from time to time... Sometimes I run into a crash or two. Sometimes I reset the phone sometimes I have to reinstall. No major problem though
L
by L####:
by L####:
Mankind will be the most smartest of All God creatures and this app truly shows the pure genius that ALLAH has given us all
Q
by Q####:
by Q####:
Great app loved it takes about 10 minutes for check to get approved and loaded to my card.
J
by J####:
by J####:
What can I say...its the only one of its kind around.
Q
by Q####:
by Q####:
Locked me out for no reason
Q
by Q####:
by Q####:
After taking clear pics of my check several times with both my phone's camera and their camera...It finally went through only for me to be told they could not confirm my identity. Really when I have 2 netspend accounts and an a state issued indentification card. So they have an address I have not lived at in almost year. Funny how my accounts with PayPal, Bluebird, Amazon, Capital One, etc all the correct information and all mail me statements to my house yet this company is using old addresses to verify
Q
by Q####:
by Q####:
I live in usa and run small business part time but a lot of companies I deal with are in Canada. Sometimes Dominican Republic and every time I try and deposit a check it's denied. My bank never had a problem with this don't know why you do. Very frustrating and once I voided a check from Canada because I was told to and I'm still waiting for a replacement check. Ughhhhhhhh frustrating
Q
by Q####:
by Q####:
This app will not load my checks. I took so many pictures and it kept saying photo invalid. Do not waste your time. I know how to take pictures with my phone.
Q
by Q####:
by Q####:
The built in camera app is unable to focus on the check. When i used the alternate camera option it worked but it defaults to the in app camera for the void part and then says it cant read the check. This is a government check that takes WEEKS to have replaced. UPDATE: I called Ingo and they had me email a copy, and then resubmit via the app and the transaction was approved. The entire process from calling them to approval and getting the deposit directly on my card took about 14min. While slightly more cumbersome and do to problems with their app, it still worked and I am happy.
A
by A####:
by A####:
They went up on the deposit fee! I don't like tht
Q
by Q####:
by Q####:
I have been an Ace/Netspend customer for many years. This app is just another reason why I will not return to conventional banking...time saver, easy access to funds and always willing to assist me. Great job!
Q
by Q####:
by Q####:
Isn't it weird that all the "positive" reviews for this app sound phony as hell and have no pics. All the real reviews with pics say its sucks lmfao!!!
U
by U####:
by U####:
Freezing up often. Better rating when bugs are fixed.
Q
by Q####:
by Q####:
Other banking apps. are much faster. Needs work, 7 out of 10 checks won't go through
H
by H####:
by H####:
I've went through hell this morning with Ingo trying to deposit a check! Apparently there is a big lack of communication in their office. They called my company and talked to my boss and got verification on the check. My boss texted me and told me that Ingo called and she gave them verification and they told her that the funds would be available on my PayPal account. I'm sitting their waiting and they kicked it back. I call in and they said quote " We are unable to get verification on the check".
Q
by Q####:
by Q####:
I love this app sometimes you do have to take the picture a few times but it saves alot of time. And a few weeks ago I was out of state and recieved a check so this app was a life saver.
by L####:
Bs as well as ingo