Smart Credit Card Use

FOR INDIAN CREDIT CARD USERS ONLY

Smart Credit Card App provide support the following Credit Card Providers/Banks:
- SBI Credit Card
- HDFC Credit Card
- ICICI Credit Card
- HSBC Credit Card
- Standard Chartered (Stanchart) Credit Card
- CITIBANK Credit Card
- Axis Bank Credit Card
- Oriental Bank of Commerce SBI (OBC SBI) Credit Card
- Bank of Maharashtra SBI (Maha SBI) Credit Card
- American Express (AMEX) Credit Card
- Kotak Bank
* SUPPORT FOR MORE BANKS COMING SOON....

Please note before installing Smart Credit Card Use App: You must have at least 1 credit card transaction or payment SMS in your mobile from Bank/Credit Card company.

Smart Credit Card Use is OFFLINE application For tracking expenses and payments related to your credit card (credit card management). Currently app supports major Indian credit cards providers such as, SBI, HDFC ICICI, HSBC, Standard Chartered, CITI, Axis, OBC SBI, American Express (AMEX), Kotak Bank and Maha SBI bank.

How to use this app effectively:
Please note: It is mandatory that you have at least 1 SMS (transaction or payment) from credit card provider
Open the app and wait for message scan progress bar
After finishing the scan, the app will present list of the credit cards
Select a card and enter your credit limit, statement date and credit period, don't worry this option in editable anytime!
You can cross check the payment due date in summary section

Smart Credit Card Use Application Advantages
1. Track all credit card transactions in central UI
2. Track all credit card payments in central UI
3. Track your credit card duplicate transactions immediately
4. Save your valuable time by using ready to send credit card mobile banking SMS
5. Get your best card suggestion for today’s transaction by referring "STAR" sign located at the right side of your best credit card
6. Smart Credit Card Use is an Application, no need of active internet connection
7 . Analytics for all your credit cards

Smart Credit Use application features:
- Facility to set and edit credit limit, statement generation date and credit period*.
- Approximate transaction amount and payment due date at the bottom of the graph
- App suggests the best credit card for today’s transaction
- Graphical representation of expenses and payments for current cycle as well as last 3 and 6 months cycles
- Smart Credit Card SMS Banking
- Separate sections for expenses and payments
- All data is saved on your phone as this is totally OFFLINE application
- Analytic feature allow users to track top credit cards and vendors
- Analytic feature also shows users credit cards monthly spend graph

*How to calculate credit period:
For example, if your statement begins on 1 September and ends on 30 September, you will have approximately 20 days after 30 September to pay your bill in full.
This means 30 days of September + 20 days after 30 September to pay your bill in full, this means 30 Days + 20 days = 50 days credit period

So if you make a purchase on day 15 of your statement period, you’ll have 15 days remaining until your statement period closes, plus 20 days to make full payment.

Your feedback is highly appreciated and will help us to improve our ability to serve you better. Please email question and feature request to vidyabhisol@gmail.com