Pet Care Health

Easy and Affordable!

Up to 90% cash back if your pet is hurt or sick

Ever wondered about health insurance for your beloved pet?

Pet Health Insurance provides coverage when your pet needs medical care for
unexpected accidents, illnesses, emergency care.

KEY POINTS
•Upfront Underwriting
•Premium: Dog – R207 (Full Cover)
Cat - R151 (Full Cover)
Cat/Dog - R82 (AccidentOnly Cover)
•Age: Older than 8 weeks and younger than 8 years (Full Cover),
Over 8 years (Accident Cover)
•No Microchip, permanent identification or tattoo required
•Waiting Period: Illnesses - ONE calendar month from start date of policy.
Accidental injuries covered from date of inception.
•No Condition specific waiting periods – (unless underwritten because of illness history)
•No Breed Exclusions
•No Sub Limits
•No Annual Limit, R20 000 (Accident Only Cover)
•Policy Excess – 10% of every claim with a minimum of R150.00 per claim
•Our Claims are processed within 72hours and payments are paid to the vet or the
policy holder as required
•Pre-authorisations (for non-emergency treatments) ensure that there are no
unexpected costs

WHAT’S COVERED:
•Acute Illness and injury – Consultation, diagnostic investigations, treatment,
medication, surgery, pathology and radiography
•Chronic cover – with pre-authorisation and clinical treatment protocol.
•Hereditary Conditions cover – provided it’s not pre-existing.
•Supportive Rehabilitation /post surgery – subject to pre-approval and treatment
protocols.

WHATS NOT COVERED:
•Pre-existing conditions
•Boarding Kennels and Catteries
•Routine Care (deworming, *vaccinations, grooming, flea/tick treatment, prescription diets, etc)
•Fertility & breeding (such as sterilisation, artificial insemination and injuries resulting
from breeding, birthing and birthing complications)
•Complementary Treatments eg. Homeopathy, acupuncture.

All vaccinations are kept up to date by the pet owner.

o This is a stand alone product
o It is cost effective
o The policy is an easy to read one page document,
o No technical jargon,
o No hidden clauses or small print
o We avoid having to place limits or sub-limits on treatments through efficient casemanagement
with support by our qualified veterinarian
o Pre-authorisation and evaluation of pre-quotes enables effective cost management
and control

It takes care of the essential acute and trauma events – the events that really matter