Flexi Home Loan (Free)

Buying a home is one of the biggest financial commitments for most people. It is a long-term commitment which needs careful planning upfront. Before you start looking for a home to buy, first work out what you can afford, what you need to pay for and also the maximum loan amount you are eligible for.

The Flexi Home Loan App is designed for all that. It gives you both the quick estimates and details of the loan amounts and payments, and the flexibility in adjusting the upfront and monthly payments. It takes into considerations such as the stamp duties – BSD (Buyer’s Stamp Duty) and ABSD (Additional Buyer’s Stamp Duty), TDSR (Total Debt Servicing Ratio), LTV (Loan To Value), Maximum Affordable Loan, your CPF (Central Provident Funds), cash balance or shortfalls, initial payments including booking fee and down payments – all with a clear and precise presentation. The Flexi Home Loan Adjustor allows you to further adjust your upfront payments using cash and/or CPF, your monthly payments and the tenure to a level which is comfortable to you.