FCA PROFILE for Android
Welcome
A company represents a “culture.” At FCA Insurance Inc. & Financial Concepts of America it is the coming together of people around a common set of values, beliefs, and purpose. It’s more than products and services, or features and benefits. It is about sharing a common cause. It is about our customers achieving peace of mind.
It defines the WHY we do what we do.
Our purpose is to inspire individuals, families, and businesses to seek the wellbeing and security that comes from being prepared and able to survive the financial challenges and emergencies that are often created by serious illness or an unpredictable economy, thereby offering them the peace of mind to live their life to its greatest potential.
Imagine if the same time tested financial “engine” that provides money for loved ones at death could be structured to accelerate the payment of those proceeds while you are living should you become chronically or critically ill during your lifetime, and need the money now, regardless of your age when it happens, and with no restrictions on how you spend the money.
Because our company “thinks differently,” providing these “living benefits” is what we do. It is our purpose, and WHY our over 5,000 trained and dedicated representatives around the country come to work every day. They believe what we believe.
Our mission is to connect with people who believe what we believe, and then to work shoulder to shoulder with them in pursuit of a common goal; the peace of mind that comes from being prepared to effectively overcome life’s financial emergencies while living.
As a financial services marketing organization, FCA Insurance Inc. & Financial Concepts of America has become the foremost provider of life insurance products and tax advantaged concepts with exclusive and proprietary “living benefits” included. Our principal goal is helping people protect their families’ and businesses most important assets in a manner that puts control of adapting to changing needs in their hands. Our relationships are based on the following core values:
Quality: We provide insurance products with a living benefits package included at no additional premium cost and with no additional underwriting.
Trust: We only use the products of companies with a proven track record of honoring their commitments. The companies we represent have industry high financial strength ratings.
Respect: We treat people the way we want to be treated. We believe in service during and after the sale, resulting in over $5 billion of life insurance in force.
Sometimes we are surprised by what happens in life. One of the most important assets we have is our health and our ability to earn a living. If that ability is taken away, what would happen to us?
We are in the business of providing financial relief, even before death. One way to do this is through life insurance with living benefits. Most people think life insurance just pays out at death. However, that is not how our plans work. Our life insurance has “living benefits” that protect you for Terminal, Critical, Chronic illness, as well as death!